Entrepreneurs: would you like to work for the #NASA? Don't miss the #maratón of # 48hours you proposed! http://t.co/0VmPvdYQqG @spaceapps
lunes, 22 de abril de 2013
Entrepreneurs: Patches of heat against the cold and injuries. @ounichi imported the product from Japan and traded it in Spain. http://t.co/W40Gzvitht
Entrepreneurs: Patches of heat against the cold and injuries. @ounichi imported the product from Japan and traded it in Spain. http://t.co/W40Gzvitht
Entrepreneurs: Do you have a business idea and you have not yet created your #empresa? Introduce yourself to the ' route #Emprendedor 2013'. http://t.co/EunIooocAB
Entrepreneurs: Do you have a business idea and you have not yet created your #empresa? Introduce yourself to the ' route #Emprendedor 2013'. http://t.co/EunIooocAB
domingo, 21 de abril de 2013
Entrepreneurs: All the nightlife at your #smartphone. @aPlace2GoFun is a search engine of bars and restaurants in 4 countries. http://t.co/eD2WLCNkMB
Entrepreneurs: All the nightlife at your #smartphone. @aPlace2GoFun is a search engine of bars and restaurants in 4 countries. http://t.co/eD2WLCNkMB
sábado, 20 de abril de 2013
¿Qué ver para cuando solicitan trabajos
Si trabajas desde casa es algo que simplemente no puede evitar aplicaciones. Sin embargo, si usted está solicitando empleo hay ciertas "banderas rojas", que después será en el mirador. Con todo trabajo aberturas, es de ninguna manera, que son todos ellos se puede fiar. Así voy a perder de su tiempo, por las frases con "Pruebas" que el trabajo es una estafa o no vale la pena su tiempo para salvar.
"Es muy fácil"
"Es realmente sencillo," es una frase para el uso de los clientes potenciales cuando arreglan buscando escritores a un precio increíble para ellos. Tiene un piso no el precio en su publicidad y atención al cliente que es la mayor parte del tiempo de su presupuesto muy por debajo de 0.01. Por lo tanto, usted ahorrará tiempo y dolores de cabeza por la aplicación sobre el terreno, diciendo: "Es muy fácil".
"No tardó mucho"
Tiempo (crédito de la foto: Moyan_Brenn)"No mucho tiempo en absoluto tendrá", es efectuar una frase diferente, lejos de. Este es otro indicador que el cliente va a una tasa muy baja a pagar. Se sienten "Se llevará a no mucho tiempo en absoluto" como si ella debe pagar a la tasa estándar. Aplicar para una posición, este juego contiene sólo debe amargo.
"Por favor escriba una muestra sobre el tema de X es decir X cantidad de palabras"
Anuncio, que requiere que usted escriba una muestra a un tema específico con una cierta cantidad de palabras también debe ser evitada. Esto es porque si usted es más que probable que un escritor, tienen publicaciones en la Web bajo su propio nombre o una revisión de la cartera para sus clientes potenciales. A menos que el cliente ofrece, números Manténgase lejos escribir el ejemplo! Lo que sucede es, desea que su trabajo sin pago, uso gratuito y no se contratará todavía. Si usted puede mirar en su cartera o trabaja su publicación en la Web que no son, no el valor del tiempo.
En general, si una aplicación parece inestable más probable es que él es. Crear respuestas para lleva tiempo de aplicaciones y el tiempo es dinero. Así que no pierdas tu tiempo para pedidos, se aplicará la ropa. Como un freelance autores tenemos ya mucho tiempo que pasamos, no nos pagan (por ejemplo marketing, aplica a pedidos, facturas, etc.). Es por lo tanto ninguno de la lista de cosas innecesarias. ¿Además, es la meta final, ganar más dinero, derecho?
¿Tienes algo que te debes sentir, para ser incluidos en esta lista? Si es así, no dude en compartir comentarios en la sección.
El hombre más rico de Babilonia (libro en rústica de mercado masivo) con la etiqueta "dinero" 46 veces
Fecha de publicación: 03 de febrero de 2004, aclamado como un clásico moderno, ofrece este aclamado bestseller –without - y un personal de solución problemas financieros. Sobre la base de los secretos del éxito de las parábolas babilónicos del"viejos", siempre está escrito el libro inspirador de riqueza.
La subida del dinero: una historia financiera del mundo (Hardcover) con la etiqueta "dinero" 33 veces
Fecha de lanzamiento: 13 de noviembre de 2008
Programa de vigilancia del PBS basado en la subida del dinero.
A continuación, Niall Ferguson que el dinero a la historia humana detrás del desarrollo de las finanzas, desde sus orígenes en la antigua Mesopotamia a los últimos levantamientos en él llama planet finance decirlo.
Pan, efectivo, Dosh, masa, presa, mamón, Moolah, se prepara, los medios: llamarlo a lo que te gusta, es importante. Para los cristianos, el amor que es la raíz de todo mal. Generales es los tendones de la guerra. Revolucionario es la cadena de trabajo. Pero en la subida del dinero, Niall Ferguson muestra que finanzas ministros, de hecho, la Fundación del progreso humano. Además, revela la historia financiera como el trasfondo esencial detrás de toda la historia.
Son el lente, por monumentos familiares de Ferguson expertos en un foco de Finanzas nuevo y nítida. La civilización del renacimiento es repentinamente muy diferente: un auge en el mercado para el arte y la arquitectura hizo posible, como banquero italiano aprobó matemáticas árabe. El ascenso de la República Holandesa se reinterpreta como un triunfo del primer mercado de bonos moderno del mundo sobre el absolutismo de Habsburg insolvente. Los orígenes de la revolución francesa están en una burbuja del mercado de valores y causaron Scot trazado por un asesino convicto.
Con la claridad y el brío que le conoce, a través de Mostrar explicó instituciones financieras Ferguson y conceptos de dónde vienen. ¿Qué es el dinero? ¿Qué los bancos? ¿Cuál es la diferencia entre una acción y un bono? ¿Por qué comprar seguro o bienes raíces? ¿Y lo que hace exactamente un fondo de inversión?
Esta es la historia para el presente. Ferguson viaja a Nueva Orleáns a preguntar por qué el libre mercado puede proporcionar una protección insuficiente frente a los desastres post-Katrina. Se trata de los orígenes de la crisis "subprime".
Quizás lo más importante, documentó la subida del dinero, como una nueva revolución financiera más grandes países, India y China, instigado por la pobreza a la riqueza dentro de una sola generación - una transformación económica que no tienen precedentes en la historia de la humanidad.
Pero la lección central de la historia financiera es que tarde o temprano cada burbuja estalla el oso - tarde o temprano los compradores vendedores compensan el aumento, tarde o temprano avaricia se inclina en miedo. Y que por ello, independientemente de si por rayar y papeles, nunca le dio un tiempo mejor entender la subida del dinero.
Secretos de la mente de millonario: dominar el juego interior de riqueza (Hardcover) etiquetado "dinero" 36 veces
Fecha de lanzamiento: 15 de febrero de 2005
Secretos de la mente millonaria muestra quieren el eslabón perdido entre el éxito y lograrlo!
¿Has preguntado alguna vez por qué algunas personas parecen ser simples, ricos mientras que otros están destinados a una vida de lucha financiera? ¿Es la diferencia en su educación, inteligencia, habilidades, tiempo, hábitos de trabajo, contactos, suerte o su elección de puestos de trabajo, negocios o intereses?
La sorprendente respuesta es: nada de esto!
En sus innovadoras secretos de la mente millonaria, T. Harv Eker afirma: "Me dan cinco minutos, y yo puedo predecir su futuro financiero para el resto de tu vida!" Eker hace su "dinero y éxito blueprint." mediante la identificación de Todos tenemos raíces profundas en nuestra mente subconsciente un plan personal de dinero y es este anteproyecto, más que nada, voluntad determinan nuestra vida financiera. Usted puede saber todo sobre marketing, ventas, negociaciones, acciones, bienes raíces y el mundo financiero, pero si su dinero blueprint para un alto nivel de éxito es no establecer, has nunca mucho dinero - y si de alguna manera lo hace, probablemente pierda! La buena noticia es que usted puede ahora realmente natural crear su plan de dinero y reajuste automático éxito.
Secretos de la mente de millonario es dos libros en uno. Parte explica cómo su dinero blueprint. Por ED de la combinación rara, aprendes el street smarts, humor y corazón cómo influencias han formado su niñez su destino financiero. También aprenderá cómo identificar su propio dinero plan y "revisar" no sólo tuvo éxito, pero es aún más importante para crear mantener y crecer continuamente.
En la parte II, en diecisiete "archivos de riqueza" ser introducido explicar que pensar como gente rica y comportamiento es diferente de la mayoría de las personas pobres y clase media. Cada archivo de riqueza incluye medidas para usted a la práctica en el mundo real para aumentar drásticamente sus ingresos y acumular riqueza.
Si haces no financieramente, cómo quiere, necesita cambiar su modelo de dinero. Lamentablemente se mantendrá su actual modelo de dinero tienden a estar contigo para el resto de su vida, a menos que usted identificar y revisar, y eso es exactamente lo que vas a estar haciendo con la ayuda de este libro extraordinario. Según T. Harv Eker, es fácil. Si piensas en cuán rico piensan y lo que hacen a la gente rica, lo más probable es que usted quiere enriquecerse!
Voy a enseñarte a ser rico (libro en rústica) con la etiqueta "dinero" 45 veces
Fecha de lanzamiento: 23 de marzo de 2009 por fin para una generación de financieramente más ambicioso es despistada viene voy a enseñarte a ser rico, programa de finanzas personales Ramit Sethis 6 semanas de 20 a 35 años de edad. Un enfoque muy práctico con una introducida también quiere qué estilo que hace que los lectores Sethi dice se basa en los cuatro pilares de finanzas personales - banca, ahorrar, presupuesto e invertir - y las ideas de creación de riqueza para el emprendimiento personal.
Sethi describe cómo ahorrar tiempo, por el manejo de dinero no hacer perder; el mito de armas y coches de tarjetas de crédito; Cómo negociar como un indio - la conversación comienza con "No"; ¿Por qué "mamar presupuesto no!"; como una de las cosas del balanceo - de verdad - con sólo $20. Lo que la mayoría de la gente no entiende todavía impuestos; ¿Cómo obtener un CEO a almorzar a tomar; como eso es estupendo para prevenir el caso de Mario Brothers haciendo sus ahorros trabajan más duro que tú. la diferencia entre barato y ahorrativo; la relación oculta entre dinero y alimentos. Sin dejar de mencionar su primera lección importante: la entrada es más importante que la persona más inteligente en la sala. Integrado con su sitio Web, donde los lectores pueden utilizar gráficos interactivos, dar seguimiento a la información más reciente y miembro de la comunidad, es un diseño de cadera para la creación de riqueza y seguridad financiera.
Cada mes, 175.000 visitantes al sitio de Ramit Sethis, Iwillteachyoutoberich.com venga para descubrir el camino hacia la libertad financiera. Lo reflexivo elogias ("todo, incluyendo su Web site lo que quiero con mi vida, finanzas, rico en experiencia, una familia rica que ricas bendiciones," Dan Esparza) y su ("huevón, you rock. Me encanta esta pagina!" Richard Wu). La prensa ha llegado, también: "Ramit Sethi es una estrella en ascenso en el mundo del personal financiar la sensibilidad de su generación... escribir uno adaptado individualmente,". su estilo es parte del Frat Boy y Silicon Valley Geek de parte de, con un poco de San Francisco hipster lanzado "(San Francisco Chronicle)." La escritura es inteligente, su voz está llena de actitud y sus ideas son inusualmente sólida y refrescante sin bombo.
Sethi describe cómo ahorrar tiempo, por el manejo de dinero no hacer perder; el mito de armas y coches de tarjetas de crédito; Cómo negociar como un indio - la conversación comienza con "No"; ¿Por qué "mamar presupuesto no!"; como una de las cosas del balanceo - de verdad - con sólo $20. Lo que la mayoría de la gente no entiende todavía impuestos; ¿Cómo obtener un CEO a almorzar a tomar; como eso es estupendo para prevenir el caso de Mario Brothers haciendo sus ahorros trabajan más duro que tú. la diferencia entre barato y ahorrativo; la relación oculta entre dinero y alimentos. Sin dejar de mencionar su primera lección importante: la entrada es más importante que la persona más inteligente en la sala. Integrado con su sitio Web, donde los lectores pueden utilizar gráficos interactivos, dar seguimiento a la información más reciente y miembro de la comunidad, es un diseño de cadera para la creación de riqueza y seguridad financiera.
Cada mes, 175.000 visitantes al sitio de Ramit Sethis, Iwillteachyoutoberich.com venga para descubrir el camino hacia la libertad financiera. Lo reflexivo elogias ("todo, incluyendo su Web site lo que quiero con mi vida, finanzas, rico en experiencia, una familia rica que ricas bendiciones," Dan Esparza) y su ("huevón, you rock. Me encanta esta pagina!" Richard Wu). La prensa ha llegado, también: "Ramit Sethi es una estrella en ascenso en el mundo del personal financiar la sensibilidad de su generación... escribir uno adaptado individualmente,". su estilo es parte del Frat Boy y Silicon Valley Geek de parte de, con un poco de San Francisco hipster lanzado "(San Francisco Chronicle)." La escritura es inteligente, su voz está llena de actitud y sus ideas son inusualmente sólida y refrescante sin bombo.
Necesita un presupuesto (YNAB) - software de finanzas personales (CD-ROM) "Dinero" etiquetado 36 veces
El servidor remoto devolvió una respuesta inesperada: (413) Request Entity Too Large.
El servidor remoto devolvió una respuesta inesperada: (413) Request Entity Too Large.
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font-weight: bold; color: #039; margin-bottom: 3px;}.s_insetCornerTL { background-position: -120px -520px; width: 5px;height: 5px; }.s_insetCornerTR { background-position: -130px -520px; width: 5px;height: 5px; }.s_insetCornerBL { background-position: -140px -520px; width: 5px;height: 5px; }.s_insetCornerBR { background-position: -150px -520px; width: 5px;height: 5px; }.dmusicDPTableTop { background-color: #E5F4FB; border-top: 1px solid #5C9EBF; }.dmusicDPTableTopRow { height:5px; line-height:5px; font-size:5px; }.dmusicDPTableBottom{background-color:#E5F4FB;border-bottom:1px solid #5C9EBF;}.dmusicDPTableLeft{background-color:#E5F4FB;border-left:1px solid #5C9EBF;}.dmusicDPTableRight{background-color:#E5F4FB;border-right:1px solid #5C9EBF;}.dmusicDPTableCenter{background-color:#E5F4FB;padding:0px;}.dmusicDPLebowskiMessageTableCenter{background-color:#ffffff;padding:5px;}.dmusicPopLine { border-bottom: 1px dashed #ccc; margin-top:10px; margin-bottom: 10px; }.dmusicDPBuyBox { margin-top: 3px; }.rogueBB { font-size: 9px; color:#000; margin:5px 0 0 0; padding:0;}.rogueBBlogo { display: inline-block; padding-right: 5px; vertical-align: top;}.rogueBBtext { display: inline-block; text-align: left;}.mbc-rogue-logo img { margin: 0px 0px -2px 0px;}.rogue-logo img { margin: 0px 0px 0px 0px;}.GIBShipStringOrange { font-size: 1.15em; font-weight: bold; color: #E47911;}hr.bb_exp_co { color:#6DAEE1; border-top:1px solid; margin:0px;} .extendedBuybox b.price { font-size: .86em; } .extendedBuybox { width: 100%; } div.extendedBuyBox { padding: 4px 0px; } hr.EBBdivider { margin: 0px; }.buyTopBox .cBoxTL, .buyTopBox .cBoxTR, .buyTopBox .cBoxBL, .buyTopBox .cBoxBR,.buyBottomBox .cBoxTL, .buyBottomBox .cBoxTR, .buyBottomBox .cBoxBL, .buyBottomBox .cBoxBR,.mbcBox .cBoxTL, .mbcBox .cBoxTR, .mbcBox .cBoxBL, .mbcBox .cBoxBR,.addonBox .cBoxTL, .addonBox .cBoxTR { background-image:url(http://g-ecx.images-amazon.com/images/G/01/common/sprites/sprite-cbox._V388671922_.png); background-repeat:no-repeat; }.addonBox .cBoxTL { background-position: 0px -180px; }.addonBox .cBoxTR { background-position: -10px -180px; }.mbcBox .cBoxTL { background-position: 0px -140px; }.mbcBox .cBoxTR { background-position: -10px -140px; }.mbcBox .cBoxBL { background-position: 0px -150px; }.mbcBox .cBoxBR { background-position: -10px -150px; }.mbcBox .cBoxR, .mbcBox .cBoxB { background-color: #6daee1; }.mbcBox { border:1px solid #6daee1; border-right: none; border-bottom: none; background-color: #fff; margin-bottom: 0; z-index: 0;}.buyTopBox .cBoxTL { background-position: 0px -20px; }.buyTopBox .cBoxTR { background-position: -10px -20px; }.buyTopBox .cBoxBL { background-position: 0px -30px; }.buyTopBox .cBoxBR { background-position: -10px -30px; }.buyTopBox .cBoxR, .buyTopBox .cBoxB { background-color: #6daee1; }.buyTopBox { margin-bottom: 0; border:1px solid #6daee1; border-right: none; border-bottom: none; background-color: #c0dbf2; }.buyBottomBox .cBoxTL { background-position: 0px -120px; }.buyBottomBox .cBoxTR { background-position: -10px -120px; }.buyBottomBox .cBoxBL { background-position: 0px -130px; }.buyBottomBox .cBoxBR { background-position: -10px -130px; }.buyBottomBox .cBoxR, .buyBottomBox .cBoxB { background-color: #6daee1; }.buyBottomBox .cBoxInner { padding-top: 4px; padding-bottom: 6px; }.buyBottomBox { margin-top: 0; margin-bottom: 0; border:1px solid #6daee1; border-right: none; border-top: none; border-bottom: none; background-color: #ebf3fe;} .s_bbAdd2Cart { background-image: url(http://g-ecx.images-amazon.com/images/G/01/common/sprites/btn_add-to-cart._V156421482_.png); }div.mbcContainer { font-size:0.86em; }div.mbcContainer div.mbcTitle, div.emwaTitle { background-color:#D6E7F8; font-size:11px; font-weight:bold; padding:4px 0 5px; text-align: center;}table.mbcOffers, table.mbcOfferRow { border:none; padding:0px; width:100%; }table.mbcOffers tr.mbcOfferRowSelect td, table.mbcOffers tr.mbcPopoverOfferRowSelect td { background-color: #FCFCC2; cursor: hand; cursor: pointer;}table.mbcOffers tr td.mbcOfferRowTD { padding:0px 10px; }table.mbcOfferRow tr td.mbcPriceCell { color:#990000; border-bottom: 1px dotted #D6D6D6; padding-bottom:5px;}table.mbcOfferRow tr.mbcMerch td { padding:5px 1px 0px 0px;}table.mbcOfferRow tr td { font-size:12px; font-family:Arial,Helvetica,Geneva,sans-serif;}*html div.mbcTradeIn{ width:215px;}div.mbcOlp { padding: 5px 10px 0px 10px;}div.mbcOlpLink { font-size: 11px; border-bottom: 1px dotted #D6D6D6; padding-bottom: 5px;}.mbcPopoverContainer, .mbcPopoverContainer a, .mbcPopoverContainer a:visited, .mbcPopoverContainer a:active { font-family:Arial,Verdana,Helvetica,sans-serif; font-size:11px;}#mbcPPUText .pricePerUnit { white-space: normal; }.nav-sprite { background-image: url(C:\Program Files (x86)\ABS\Auto Blog Samurai\data\Dinero En Casa\amazon\BeaconSprite-US-01._V397411194_.png);}.nav_pop_h { background-image: url(http://g-ecx.images-amazon.com/images/G/01/gno/beacon/nav-pop-h-v2._V137157005_.png);}.nav_pop_v { background-image: url(http://g-ecx.images-amazon.com/images/G/01/gno/beacon/nav-pop-v-v2._V137157005_.png);}.nav_ie6 .nav_pop_h { background-image: url(http://g-ecx.images-amazon.com/images/G/01/gno/beacon/nav-pop-8bit-h._V155961234_.png);}.nav_ie6 .nav_pop_v { background-image: url(http://g-ecx.images-amazon.com/images/G/01/gno/beacon/nav-pop-8bit-v._V155961234_.png);}.nav-ajax-loading .nav-ajax-message { background: center center url(http://g-ecx.images-amazon.com/images/G/01/javascripts/lib/popover/images/snake._V192571611_.gif) no-repeat;}.iss-sprite { background-image: url(http://g-ecx.images-amazon.com/images/G/01/nav2/images/gui/beacon-sprite._V391206562_.png);} .vam{ vertical-align: middle;} .tafShareText { padding: 0 5px; }.tafSocialButton { cursor: pointer; display: inline-block; margin-left: 5px; background-image:url(http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/social/snwicons_v2._V373607660_.png);}.tafEmailIcon{ cursor: pointer; display: inline-block; background-position: 0px 0px; height: 16px; width: 18px; background-image:url(http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/social/snwicons_v2._V373607660_.png);}.social_chevron { background-image:url(http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/social/social_chevron._V390310006_.png); display: -moz-inline-box; display: inline-block; background-position:0px,0px; height:11px; width:11px;} .prime-xx-small { font-family: verdana,arial,helvetica,sans-serif; font-size: xx-small; } .membershipEnclosure { width: 100%; min-height: 58px; height: auto; padding: 0; } .nonmemberEnclosure { padding: 2px 0 5px 0; font-size: x-small; text-align: center; font-family: verdana,arial,helvetica,sans-serif; } .subsDPTableTop{ background-color: #E5F4FB; border-top: 1px solid #5C9EBF;}.subsDPTableBottom{ background-color: #E5F4FB; border-bottom: 1px solid #5C9EBF;}.subsDPTableLeft{ background-color: #E5F4FB; border-left: 1px solid #5C9EBF;}.subsDPTableRight{ background-color: #E5F4FB; border-right: 1px solid #5C9EBF;}.subsDPTableCenter{ background-color:#E5F4FB; padding: 5px;}.PrimeBBOPtext{ font-size: 9px; color:#000; margin:5px 0 0 0; padding:0;}.PrimePopLine{ border-bottom: 1px dashed #ccc; margin-top:10px; margin-bottom: 10px;}ul.primeBuyBox{ padding-left: 25px; list-style-type:disc;}.prime-pBox { position:relative; width:100%; margin-bottom:15px;}.prime-pBoxInner { font-size:10px; padding:0 9px 6px;}.prime-pBoxBL, .prime-pBoxBR { position:absolute; width:10px; height:10px; z-index:1; bottom:-1px; background-image:url(http://g-ecx.images-amazon.com/images/G/01/x-locale/common/sprite-all-corners._V192251185_.gif); background-repeat:no-repeat; }.prime-pBoxBL { left:-1px; background-position:0px -10px; }.prime-pBoxBR { right:-1px; background-position:-10px -10px; }.prime-pBoxB { position:absolute; width:100%; height:1px; bottom:-1px; background-color:#C9E1F4; }.prime-secondary { border:1px solid #C9E1F4; border-top:none; border-bottom:none; } div.ensbox { padding: 0.25em 0em; font-size: .86em; }div.sdBuyBox { background-image:url('http://g-ecx.images-amazon.com/images/G/01/kitchen/scheduled-delivery/sd_bkgd_sprite2._V156428021_.png');}.sdCorner { background-image:url('http://g-ecx.images-amazon.com/images/G/01/kitchen/scheduled-delivery/sd_bkgd_sprite2._V156428021_.png'); }div.fionaPublish { background-image: url('http://g-ecx.images-amazon.com/images/G/01/kindle/merch/global/kindle-widget-photo._V397906885_.jpg'); background-repeat: no-repeat; min-height: 8em; height: auto !important; height: 8em;}div.fionaPublish div { margin: 0 5px 0 69px; font-size: 11px;}div.fionaRentalPublish { background-image: url('http://g-ecx.images-amazon.com/images/G/01/kindle/rentals/rent-book-promo-image._V176687376_.png'); background-repeat: no-repeat; min-height: 6em; height: auto !important; height: 6em;}div.fionaRentalPublish div { margin: 0 5px 0 110px; font-size: 11px;}div.fionaPublishBox { padding-top: 10px; text-align: left;}table.gftRdm .gftRdmTop td,table.gftRdm .gftRdmBottom td { background-repeat:repeat-x; height:12px;}table.gftRdm .gftRdmLeft,table.gftRdm .gftRdmRight { background-repeat:repeat-y; width:12px;}table.gftRdm .gftRdmTop .gftRdmLeft { background-image:url("http://g-ecx.images-amazon.com/images/G/01/kindle/gifting/box-top-left._V200235849_.jpg");}table.gftRdm .gftRdmTop .gftRdmCenter { background-image:url("http://g-ecx.images-amazon.com/images/G/01/kindle/gifting/box-top._V200235850_.jpg");}table.gftRdm .gftRdmTop .gftRdmRight { background-image:url("http://g-ecx.images-amazon.com/images/G/01/kindle/gifting/box-top-right._V200235851_.jpg");}table.gftRdm .gftRdmCenter .gftRdmLeft { background-image:url("http://g-ecx.images-amazon.com/images/G/01/kindle/gifting/box-left._V200235894_.jpg");}table.gftRdm .gftRdmCenter .gftRdmRight { background-image:url("http://g-ecx.images-amazon.com/images/G/01/kindle/gifting/box-right._V200235855_.jpg");}table.gftRdm .gftRdmBottom .gftRdmLeft { background-image:url("http://g-ecx.images-amazon.com/images/G/01/kindle/gifting/box-bottom-left._V200235899_.jpg");}table.gftRdm .gftRdmBottom .gftRdmCenter { background-image:url("http://g-ecx.images-amazon.com/images/G/01/kindle/gifting/box-bottom._V200235895_.jpg");}table.gftRdm .gftRdmBottom .gftRdmRight { background-image:url("http://g-ecx.images-amazon.com/images/G/01/kindle/gifting/box-bottom-right._V200235893_.jpg");}.giftRedemptionWrapper { padding:12px;}.buyBox.giftBox td { font-size:0.7em;}.suggest_link { background-color: #FFF; padding: 2px 6px 2px 6px;}.nav-beacon .suggest_link { padding: 1px 10px; line-height: 22px; margin: 0px;}.nav-beacon ul.promo_list { margin: 0; padding: 0; border-top: none; background-color: #FFF; list-style-type: none;}.nav-beacon ul.promo_list li { clear: both; overflow: hidden; padding: 7px 10px; white-space: normal; line-height: 20px; margin: 0;}.nav-beacon ul.promo_list li .promo_image { float: left; width: 40px; height: 40px; background-repeat: no-repeat; background-position: center center;}.nav-beacon ul.promo_list li .promo_cat { font-weight: bold; margin-left: 50px;} .nav-beacon ul.promo_list li .promo_title { line-height: 13px; margin-left: 50px;}.suggest_nm { display: block;}.nav-beacon .suggest_link_over { background-color: #EEE; color: #000;}.suggest_link_over { background-color: #146EB4; color: #FFF;}.suggest_link .suggest_category { color: #666;} .nav-beacon .suggest_link_over .suggest_category { color: #666;}.suggest_link_over .suggest_category { color: #FFF;}#srch_sggst { background-color: #FFF; border: 1px solid #ddd; color: #000; position: absolute; text-align: left; z-index: 250;}.nav-beacon #srch_sggst { -moz-box-shadow: 0 2px 5px 0 #AAAAAA; -webkit-box-shadow: 0 2px 5px 0 #AAAAAA; box-shadow: 0 2px 5px #AAAAAA; border: none; _border: 1px solid #ddd; }.suggest_link, .promo_cat, .promo_title { font-family: arial, sans-serif;}#sugdivhdr, #sugdivhdr2 { color: #888; font-size: 10px; line-height: 12px; padding-right: 4px; text-align: right;}.pphClickable {cursor: pointer;cursor: hand;}.pphWidgetTitle {font-weight: bold;padding-bottom: 3px;}.pphWidget {display: block;padding-top: 3px;padding-bottom: 5px;}.pphButton {width: 211px;height: 26px;background-image: url(http://g-ecx.images-amazon.com/images/G/01/payphrase/widget-background._V192199000_.gif);background-repeat: no-repeat;padding: 0;position: relative;}.pphButtonSmall {width: 161px;height: 26px;background-image: url(http://g-ecx.images-amazon.com/images/G/01/payphrase/widget_background_161x26._V187983538_.gif);background-repeat: no-repeat;margin-top: 5px;position: relative;}.pphButtonLeft {border: 0;width: 21px;height: 26px;position: absolute;left: 0px;top: 0px;}.pphButtonRight {border: 0;width: 49px;height: 26px;position: absolute;left: 162px;top: 0px;}.pphButtonRightSmall {border: 0;width: 42px;height: 26px;position: absolute;left: 119px;top: 0px;}.pphText {overflow: hidden;background-color: #f8edd5;color: #000000;border: 0;margin: 0;height: 14px;width: 141px;font-family: arial,helvetica,sans-serif;font-size: 10px;line-height: 1.2;padding: 0px;padding-left: 1px;padding-right: 1px;position: absolute;left: 21px;top: 7px;}.pphTextSmall {overflow: hidden;background-color: #f8edd5;color: #000000;border: 0;margin: 0;height: 14px;width: 98px;font-family: arial,helvetica,sans-serif;font-size: 10px;line-height: 1.2;padding: 0px;padding-left: 1px;padding-right: 1px;position: absolute;left: 21px;top: 7px;}.pphManageOuter {background-color: #DFF0F7;padding-left: 0px;color: #000000;font-family: verdana, arial, helvetica,sans-serif;font-size: 10px;}.manageTitle {padding-left: 8px;padding-top: 1px;padding-right: 25px;padding-bottom: 5px;font-weight: bold;font-size:10px;}.manageBottomLink a,.managePhrase a {color: #004B91; }.pphManageOuter hr { height:1px;color:#5c9EBF;border: solid thin;}.manageBottomLink {padding-left: 10px;padding-bottom: 5px;}.pphManageLinkContainer {padding-top: 1px;margin:0px;font-size: 10px;}.manageClose {padding-left: 38px;padding-bottom: 4px;color: #FFFFFF;background-color: #DFF0F7;}.manageClose a:active {color: #FFFFFF;background-color: #DFF0F7;}.manageClose a:visited {color: #DFF0F7;background-color: #DFF0F7;}.manageClose a:hover {color: #DFF0F7;background-color: #DFF0F7;}.pph_custom_close {color: #DFF0F7;border-style: hidden;}.managePhraseContainer {padding: 4px 5px 4px 10px;}.managePhraseListContainer {width: 208px;overflow:auto;max-height:175px;}.pph_manage_body .ap_content {background-color: #DFF0F7;margin: 0px 7px;/* padding is set programmatically */}.pph_manage_body .pph_manage_left {width: 8px;height: 100%;position: absolute;top: 0px;left: 0px;}.ap_popover_sprited .pph_manage_body .pph_manage_left { background-position:0px top; background-attachment:scroll;background-repeat:repeat-y;}.pph_manage_body {height: 100%;width: 100%;position: relative;}.pph_manage_body .pph_manage_right {width: 8px;height: 100%;position: absolute;top: 0px;right: 1px;}.ap_popover_sprited .pph_manage_body .pph_manage_right { background-position:0px top;background-attachment:scroll;background-repeat:repeat-y;width:8px;}.pph_manage_header {height:8px;font-size:7px;position: relative;width: 100%;}.pph_manage_footer {height: 11px;background-attachment:scroll;position: relative;font-size:4px;width: 100%;} #main-image-widget.size0 #main-image-fixed-container { height:300px; } #main-image-widget.size0 #main-image-unavailable { top: 113px; } #main-image-widget.size0 #main-image-wrapper-outer, #main-image-widget.size0 #main-image-wrapper, #main-image-widget.size0 #main-image-unavailable, #main-image-widget.size0 #noFlashContent{ width: 300px; } #main-image-widget.standard.size0 .holder.video { margin-top:0px; } #main-image-widget.size1 #main-image-fixed-container { height:300px; } #main-image-widget.size1 #main-image-unavailable { top: 113px; } #main-image-widget.size1 #main-image-wrapper-outer, #main-image-widget.size1 #main-image-wrapper, #main-image-widget.size1 #main-image-unavailable, #main-image-widget.size1 #noFlashContent{ width: 300px; } #main-image-widget.standard.size1 .holder.video { margin-top:0px; } #main-image-widget.main-image-widget-for-dp #main-image { display:none; } #main-image-widget.main-image-widget-for-quickview { position:relative; } #main-image-fixed-container { display:table; } #main-image-wrapper-outer { display:table-cell; vertical-align:middle; } #main-image-wrapper { position:relative; text-align: center;} #main-image-relative-container { position:relative; background-color:#FFF; } #main-image-widget .thumbs { text-align:center; } #main-image-widget .thumbs.left { width:32px; position:absolute; left:0px; top:20px; } #main-image-widget .holder.ciu a img { border:0;} #main-image-widget .thumbs a { color: black; text-decoration: none; } #main-image-widget .thumbs .border { margin-top: 3px; } #main-image-widget .thumbs .load { border-color: #FFF !important; } #main-image-widget .thumbs img.border, #main-image-widget .thumbs .border img { border: 1px solid #CCC; } #main-image-widget .thumbs img.border.selected, #main-image-widget .thumbs .border.selected img { border-color:#E47911; } #main-image-widget .thumbs .video-alt, #main-image-widget .thumbs .video-alt img { display: block; } #main-image-widget .thumbs .video-alt div { font-size: 10px; border: 1px solid #CCC; border-top: none; } #main-image-widget .thumbs .video-alt.load span { visibility: hidden; } #main-image-widget .thumbs.bottom { margin-top: 5px; margin-bottom: -2px; } #main-image-widget .thumbs.bottom .border { margin-bottom: 2px; margin-right: 4px; } #main-image-widget .thumbs.bottom .video-alt { display: inline-block; vertical-align: top; } #main-image-widget .tiny { text-align: center; } #main-image-caption { color:#666; padding-top:3px; } #main-image-widget .amiLinkRow {text-align: center; font-size: x-small; padding-top: 6px;} #main-image-widget .holder.video { position: absolute; z-index: 1; } #main-image-unavailable { display: none; position: absolute; height: 74px; left: 0px; background: #fff; opacity:0.7; -moz-opacity:0.7; filter:alpha(opacity=70); z-index:101; } #main-image-unavailable.item-not-buyable { height: 84px; background-color:#EBB; color:#A00; opacity:1; -moz-opacity:1; filter:alpha(opacity=100); } #main-image-unavailable .wrapper { border:1px solid #A0A0FF; height:73px; _height:74px; } #main-image-unavailable .wrapper.not-buyable { border:1px solid #AA0000; height:83px; _height:84px;} #main-image-unavailable .text-color { display:none; text-align:center; padding:20px 0px;} #main-image-unavailable .item-not-available { display:none; text-align:center; padding:15px; } #main-image-unavailable .text-no-color, #main-image-unavailable .color { color:#CC6633;} #main-image-unavailable .all-variations { color:#AA0000;} #main-image-widget.left-thumbs .holder.video, #main-image-widget.left-thumbs #noFlashContent, #main-image-widget.left-thumbs #main-image-wrapper { margin-left:37px; } #main-image-widget.left-thumbs #main-image-unavailable { left:37px; } #main-image-widget .thumbs.left { margin-bottom:30px; } table.productImageGrid { height:300px; } #main-image-widget .holder.video.hide { top: 0; left: -1px; width: 1px !important; height: 1px !important; } #main-image-widget .holder.video .loading { display: none; position: absolute; z-index: 50; bottom: 15px; left: 15px; width: 31px; height: 31px; } #main-image-widget #noFlashContent { display:none; } #main-image-widget.noflash #main-image{ opacity:0.4; -moz-opacity:0.4; filter:alpha(opacity=40); } #main-image-widget.noflash #noFlashContent{ font:normal 12px arial; background-color:#fff; margin:50% 15px; position:absolute; z-index:10; padding-top:8px; padding-bottom:8px; display:block; top:0; left:0; }#abbBox { padding: 10px 0;}#abbHeader { font-size: 11px; margin: 0; text-align: center;}#abbWrapper { padding: 0; text-align: left;}#abbWrapper ul { list-style-type: none; margin: 0; padding: 0;}.abbListItem { font-size: 11px; margin-top: 5px;}.abbListItem input.abbListInput { float: left; display: inline; margin: 2px 0 10px 0; padding: 0; height: 16px;}.abbListItem a:link, .abbListItem a:visited,a.ap_custom_close:link, a.ap_custom_close:visited { color: #039; text-decoration: none;}.abbListItem a:active, .abbListItem a:hover { color: #cc6600; text-decoration: underline;}.abbListItem a:hover { text-decoration: underline;}.abbListItem span.price { display:block;}div.abbItemText { display: block; margin-left: 20px; width: 170px;}.rhfHistoryWrapper { padding: 0 10px;}.bxgy-priceblock .button-sprite, #bxgy_price_button_block .button-sprite,#fbt_price_block .button-sprite { background-image: url( http://g-ecx.images-amazon.com/images/G/01/x-locale/personalization/bxgy/fbt-cart-preorder-sprite._V192190832_.gif);}#bxgy_price_button_block .wl-button-sprite,#fbt_price_block .wl-button-sprite { background-image: url( http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/wishlist/add-to-wl-button-sprite._V247931754_.gif);}.bxgySellerLoading { background: url('http://g-ecx.images-amazon.com/images/G/01/x-locale/common/loading/loading-small._V192239831_.gif') no-repeat 50px 20px; height: 50px; margin: 0; padding: 0;}.shoveler li.shoveler-progress { background: no-repeat center 45px url('http://g-ecx.images-amazon.com/images/G/01/ui/loadIndicators/loading-small._V192238939_.gif');}.simsWrapper .shoveler ul { height: 223px;}.simsWrapper .shoveler li { width: 160px; margin: 0 10px; padding: 0; overflow: hidden;}.bdSprite { background: url('http://g-ecx.images-amazon.com/images/G/01/nav2/images/sprite-beard-buttons._V391061303_.png') no-repeat;}.auiTestSprite { background: url("http://g-ecx.images-amazon.com/images/G/01/nav2/images/sprite-carousel-btns-stars2._V376388587_.png") no-repeat scroll 0 0 transparent;}.simsWrapper.auiTestWrapper .byline,.simsWrapper.auiTestWrapper .byline a,.simsWrapper.auiTestWrapper .rating-stars,.simsWrapper.auiTestWrapper .rating-price,.simsWrapper.auiTestWrapper .binding-platform,.simsWrapper.auiTestWrapper .price-small,.simsWrapper.auiTestWrapper .maplink,.simsWrapper.auiTestWrapper .price .unit { font-size: 12px; line-height: 1.5;}/* Mp3 Samples */.simsMp3Enabled div.mp3AsinPlayImg { background-image: url("http://g-ecx.images-amazon.com/images/G/01/s9-campaigns/music-player/playbutton._V216867392_.png");} .mp3AsinLoading div.mp3AsinPlayImg { background-image: url("http://g-ecx.images-amazon.com/images/G/01/s9-campaigns/music-player/spinner._V192235958_.gif");}/* HMD Spinner */.hmd-loading { background: no-repeat left 0 url('http://g-ecx.images-amazon.com/images/G/01/ui/loadIndicators/loading-small._V192238939_.gif');}.simsWrapper .rating-price { display: none; }.sims-popunder .rating-price { display: block; overflow-x: hidden;}.simsWrapper .byline { display: none; }.sims-popunder .byline { display: block; overflow-x: hidden;}.simsWrapper .binding-platform { display: none; }.sims-popunder .binding-platform { display: block; overflow-x: hidden;}.simsMp3Enabled .simsMp3AsinContainer { width: 100px; top: 76px; }#zgWrapper .shoveler .start-over { font-size:80%; }#zgWrapper .shoveler .start-over a { text-decoration:none; }#zgWrapper .shoveler .start-over a:visited { color:#004B91; }#zgWrapper .shoveler { position:relative; width:100%;}#zgWrapper .shoveler .shoveler-content { margin:0 35px 0 45px; clear:both;}/*######################################################## hackish for IE6's doubled float margin bug:see# http://www.positioniseverything.net/explorer/doubled-margin.html#######################################################*/* html #zgWrapper .shoveler ul li { display:inline;}#zgWrapper .shoveler .cBox { width:160px;}#zgWrapper .shoveler .noBox { padding:10px 0;}#zgWrapper .shoveler .product-image {margin-bottom:5px;}#zgWrapper .shoveler .pricetext { margin-top:5px;}#zgWrapper .shoveler .price {white-space:nowrap; margin-right:5px;}#zgWrapper .shoveler .pricelong { font-size:86%;}#zgWrapper .shoveler .whyPrice {white-space:nowrap; margin-top:2px; font-size:11px;}#zgWrapper .shoveler-button-wrapper { position:relative; width:100%;}#zgWrapper .shvl-byline { font-size:86%;}#zgWrapper .zg_rank { float:left; padding-right:6px;}#zgWrapper a.img-title { text-decoration:none;}#zgWrapper a.img-title:hover, #zgWrapper a.img-title:focus { text-decoration:underline;}/*########################################## You should aim to align arrows with the # bottom of the product images and # the top of the titles. # Don't forget to also adjust the # loading icon position if you change this value#########################################*/#zgWrapper .shoveler div.back-button, #zgWrapper .shoveler div.next-button,#zgWrapper .shoveler div.disabled-button { position:absolute; height:50px; width:25px; top:75px; }#zgWrapper .shoveler div.next-button { background:none;}#zgWrapper .shoveler .back-button,#zgWrapper .shoveler div.disabled-button {left:1px;}#zgWrapper .shoveler .next-button,#zgWrapper .shoveler div.disabled-button {right:1px;}#zgWrapper .shoveler .back-button a, #zgWrapper .shoveler .next-button a { position:relative; font-size:70%; cursor:pointer;}#zgWrapper .shoveler .back-button a .bg-text, #zgWrapper .shoveler .back-button a .bg-image, #zgWrapper .shoveler .next-button a .bg-text, #zgWrapper .shoveler .next-button a .bg-image { display:block; height:50px; width:25px; left:0; overflow:hidden; position:absolute;}#zgWrapper .shoveler .back-button a .bg-image { background-position:0 0; }#zgWrapper .shoveler .back-button a.depressed .bg-image { background-position:0 50px;}#zgWrapper .shoveler .next-button a .bg-image { background-position:25px 0; }#zgWrapper .shoveler .next-button a.depressed .bg-image { background-position:25px 50px;}/*########################################### DP-specific css##########################################*/#zgWrapper {overflow:hidden;}#zgWrapper .shoveler .shoveler-heading {padding-right:175px;margin-bottom:15px;}#zgWrapper .shoveler .shoveler-pagination { position:absolute; right:0; top:0; width:175px; text-align:right; padding:0;}#zgWrapper .shoveler ul li.shoveler-progress { background:no-repeat center 45px url('http://g-ecx.images-amazon.com/images/G/01/x-locale/personalization/shoveler/loading-indicator._V192185253_.gif');}#zgWrapper .shoveler .back-button a .bg-image, #zgWrapper .shoveler .next-button a .bg-image,#zgWrapper .shoveler div.disabled-button { background-image: url('http://g-ecx.images-amazon.com/images/G/01/x-locale/personalization/shoveler/left-right-arrow-semi-rd._V236573507_.gif');}.shvlBack a .bg-image {background-image:url('http://g-ecx.images-amazon.com/images/G/01/x-locale/personalization/shoveler/left-right-arrow-semi-rd._V236573507_.gif'); background-position:0px 0px; }.shvlNext a .bg-image {background-image:url('http://g-ecx.images-amazon.com/images/G/01/x-locale/personalization/shoveler/left-right-arrow-semi-rd._V236573507_.gif'); background-position:25px 0px; }#zgWrapper .shoveler ul { height:245px; padding:0; overflow:hidden; outline:none;}#zgWrapper .shoveler ul li { float:left; margin:0 5px 0 5px; width:12.5em; #150px; height:245px; overflow:hidden;}#productDescription h2.productDescriptionHeader { margin-bottom: 0em;}#productDescription .emptyClear { clear:left; height:0px; font-size:0px;}#productDescription div.productDescriptionWrapper { margin: 0 0 1em 0;}#productDescription h3.productDescriptionSource { font-weight:normal; color:#333333; font-size:1.23em; margin: .75em 0 .375em -15px; clear:left;}#productDescription .seeAll {margin-top: 1.25em; margin-left: -15px; }#productDescription ul, #technicalProductFeatures ul { list-style-type: disc; margin: 1.12em 0; margin-left: 20px; }#productDescription ul li { margin: 0 0 0 20px; }#productDescription ul li ul { list-style-type: disc; margin-left: 20px; }#productDescription ul li ul li { margin: 0 0 0 20px; }#productDescription .aplus h4, #productDescription .aplus h5 { margin: 0 0 .75em 0; font-size: 1em;}#productDescription .aplus h4 { color: #CC6600;}#productDescription .aplus p { margin: 0 0 1em 0;}#productDescription .aplus .break { clear:both; height:0px; font-size:0px;}#productDescription .aplus .spacer { margin-bottom: 13px;}#productDescription .aplus img { border:none;}#productDescription .aplus .leftImage, #productDescription .aplus .rightImage, #productDescription .aplus .centerImage { margin-bottom: 1em; margin-top: 0; text-align:center; vertical-align:top;}#productDescription .aplus .leftImage { margin-right: 15px; float:left; clear:left;}#productDescription .aplus .rightImage { margin-left: 15px; float:right; clear:right;}#productDescription .aplus .imageCaption { clear:both; padding: .5em .5em 0 .5em; font-size: .846em; display: block;}#productDescription .aplus table.data { border-collapse: collapse; margin-bottom: 1.25em;}#productDescription .aplus table.data th { font-weight: bold; background: #F7F7F7; border-style:solid; border-color: #CCCCCC; border-width:0 0 1px 1px; }#productDescription .aplus table.data td { border-left: 1px solid #CCC; border-bottom: 1px dotted #CCC}#productDescription .aplus table.data th, #productDescription .aplus table.data td{ padding:3px 10px; text-align:left}#productDescription .aplus table.data tfoot { font-style: italic; }#productDescription .aplus table.data caption {background: #eee; font-size: .8125em;}#productDescription .aplus table.data tr td:first-child, #productDescription .aplus table.data tr th:first-child {border-left-width:0px;}#productDescription .aplus ul {margin:0 0 1em 0;}#productDescription .aplus .center {text-align: center;}#productDescription .aplus .right {text-align: right;}#productDescription .aplus .sixth-col,#productDescription .aplus .fourth-col,#productDescription .aplus .third-col,#productDescription .aplus .half-col,#productDescription .aplus .two-third-col,#productDescription .aplus .three-fourth-col,#productDescription .aplus .one-col { float:left; margin-right: 1.6760%; overflow: hidden;}#productDescription .aplus .last { margin-right:0px;}#productDescription .aplus .sixth-col { width: 15.080%;}#productDescription .aplus .fourth-col { width: 23.4637%;}#productDescription .aplus .third-col { width: 31.8436%;}#productDescription .aplus .half-col { width: 48.6034%;}#productDescription .aplus .two-third-col { width: 65.3631%;}#productDescription .aplus .three-fourth-col { width: 73.7430%;}#productDescription .aplus .one-col { width: 98.8827%; margin-right:0;}#productDescription .aplus .last { margin-right:0;}#productDescription .aplus { width: 100%; min-width: 895px;}* html #productDescription .aplus { width: expression((document.body.clientWidth #amazon-like_feature_div,#handleBuy>#average-customer-reviews_feature_div,#handleBuy>#amazon-like_feature_div,.jumpBar>#socialmedia-links_feature_div { display: inline-block;}#likeAndShareBar { top: 211px; text-align: right; font-size: 0.86em; margin-left: 4px; display: inline-block;}#amazonLikeKindle #likeAndShareBar { display: inline-block; position: relative; top: 4px; margin-left: 0px; margin-top: -.86em;}.jumpbar #likeAndShareBar { margin-top: -4px; margin-left: 0px;}.jumpBar #amazonLikeKindle #likeAndShareBar { margin-left: 0px;}#entityLike #likeAndShareBar { text-align: center; font-size: 0.86em; margin-top: -4px; display: inline-block;}.amazonLike .hideUntilJSReady { display: none;}.amazonLikeBeak { overflow: hidden; display: inline-block; background-repeat: repeat; background-attachment: scroll; background-position: -150px 0pt; background-color: transparent; position: absolute; top: -29px; right: 15px; width: 12px; height: 10px;}.amazonLikeBeak.entityPageLeft { left: 45px;}#amazonLikeKindle .amazonLike .amazonLikeButtonCountCombo { overflow: hidden;}.amazonLike .amazonLikeButtonCountCombo .amazonLikeCountContainer { display: inline-block; margin-top: 4px;}#entityLike .amazonLike .amazonLikeButtonCountCombo .amazonLikeCountContainer { vertical-align: middle;}.amazonLike .amazonLikeButtonCountCombo .amazonLikeButtonWrapper { float: left;}.amazonLike .amazonLikeButtonWrapper { margin: 0 4px 0 0;}#entityLike .amazonLike .amazonLikeButtonCountCombo .amazonLikeButtonWrapper { margin-top: -14px; margin: 0; float: none;}.amazonLike .amazonLikeButtonWrapper a { text-decoration: none; outline: none;}.amazonLike .amazonLikeButtonWrapper .amazonLikeButton { overflow: hidden; display: inline-block; position: relative; vertical-align: middle; background-repeat: no-repeat; background-color: #fff;}.amazonLike .amazonLikeButton.clickable { cursor: pointer;}.amazonLike .amazonLikeButton span.altText { position: absolute; top: -9999px;}.amazonLike .amazonLikeButton.down { height: 19px;}.amazonLike .amazonLikeButton.down.off { background-position: 0 0; width: 47px;}.amazonLike .amazonLikeButton.down.on { background-position: -100px 0; width: 47px;}.amazonLike .amazonLikeButton.down.pressed { background-position: -50px 0;}.amazonLikePopover { font-size: 11px; overflow: hidden;}.amazonLikePopover .amazonLikeShareCondo { margin-left: -5px;}.amazonLikePopover .tafContainerDiv { height: 18px;}.amazonLikeContext_entity .sharePageTeaser { margin: 0;}.amazonLikeContext_entity .sharepagebutton { padding: 0;}.amazonLikePopover .likePopoverError { margin-bottom: 10px;}.amazonLikePopover .spacer { margin-top: 10px;}.amazonLikePopover .bottomSpacer { margin-bottom: 10px;}.amazonLikePopover .likeCountText { font-weight: bold;}.amazonLikePopover .bottomRightLinks { text-align: right; color: #999;}.amazonLikePopover a.grayLink { color: #666; text-decoration: none; font-size: 10px;}.amazonLikePopover a.grayLink:link { color: #666; text-decoration: none; font-size: 10px;}.amazonLikePopover a.grayLink:visited { color: #666;}.amazonLikePopover a.grayLink:hover { color: #004B91; text-decoration: underline;}.c2c-inline-sprite { display: -moz-inline-box; display: inline-block; margin: 0;padding: 0; position: relative; overflow: hidden; vertical-align: middle; background: url(http://g-ecx.images-amazon.com/images/G/01/electronics/click2call/click2call-sprite._V156431432_.png) no-repeat;}.c2c-inline-sprite span { position:absolute; top:-9999px;}.dp-call-me-button { width:52px; height:22px; background-position:0px -57px; }.SponsoredLinkYellowBlock { margin-top : 7px; position : absolute; background-color : #db9234; width : 4px; height : 4px; margin-right : 2px; margin-left : 2px; left : 0px; top : 0px; line-height : 1px;} /* START: sponsored links third party ads css */.SponsoredLinksDebug { background-color: yellow; font-size: 12px;} .SponsoredLinkSmall { font: 10px Verdana,Arial,Helvetica,sans-serif;} .SponsoredLinksGrayBox { height: auto; margin-bottom: -7px; padding-bottom: 5px; padding-right: 10px; padding-top: 8px;} .SponsoredLinksGrayBox a { text-decoration: underline;} .SponsoredLinksGrayBox a:hover { text-decoration: none; color:#CC6600;}.SponsoredLinkItemTD { padding-left: 25px; padding-top: 8px;} .SponsoredLinkItemTD a { font-weight: bold;}.SponsoredLinkColumnAds a:link { font-family: verdana,arial,helvetica,sans-serif;}.SponsoredLinkTitle a:link { color: #003399; font-size: 13px; text-decoration: underline;}.SponsoredLinkTitle a:hover { color: #CC6600; font-size: 13px; text-decoration: none;} .SponsoredLinkDescription { padding-left:10px; padding-top:1px; margin-left:1px; margin-right:4px;} .SponsoredLinkDescriptionText { font-family: verdana,arial,helvetica,sans-serif; font-size: 13px; color: black;} .SponsoredLinkItem{ font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px;} .SponsoredLinksDivider{ border-top: 1px dashed #999999; height: 1px; color: #FFFFFF; margin: 3px 0px;} .SponsoredLinkYellowBlockEnclosure { position: relative;} .SponsoredLinkContentDeclaration { text-align: right; padding-right: 20px; color: #C2C2C2} .SponsoredLinksBottomBox { padding-top: 5px; padding-right: 20px;} #SponsoredLinksCustomerMediaPage h2 { display: inline; color: #CC6600; font-size: medium; font-family: verdana,arial,helvetica,sans-serif;} .SponsoredLinkDescriptionUrlLink a:hover { color:black;} .SponsoredLinksAdvertiseYourServices { font-size: 11px; float: right;}/* END: sponsored links third party ads css */.SponsoredLinkDescriptionUrlLink:link, #A9AdsMiddleBoxTop .SponsoredLinkDescriptionUrlLink:link, #SponsoredLinksCustomerMediaPage .SponsoredLinkDescriptionUrlLink:link, #SponsoredLinksTagPage .SponsoredLinkDescriptionUrlLink:link { color:black; font-size:13px; font-weight:normal; text-decoration:none;}.SponsoredLinkDescriptionUrlLink:hover, #A9AdsMiddleBoxTop .SponsoredLinkDescriptionUrlLink:hover, #SponsoredLinksCustomerMediaPage .SponsoredLinkDescriptionUrlLink:hover, #SponsoredLinksTagPage .SponsoredLinkDescriptionUrlLink:hover { color:black; font-size:13px; font-weight:normal; text-decoration:none;}.SponsoredLinkDescriptionUrlLink:visited, #A9AdsMiddleBoxTop .SponsoredLinkDescriptionUrlLink:visited, #SponsoredLinksCustomerMediaPage .SponsoredLinkDescritionUrlLink:visited, #SponsoredLinksTagPage .SponsoredLinkDescriptionUrlLink:visited { color:black; font-size:13px; font-weight:normal; text-decoration:none;}.SponsoredFeedbackDiv{ display : block; font-size : 11px; padding-left : 22px; padding-top : 5px; margin-top : 10px;}#SlDiv_0 .SponsoredLinkColumnAds{ border-width: 0px; border-spacing: 0px; border-collapse: collapse;}#SlDiv_0 .SponsoredLinkDescriptionDIV { margin-top: 10px;}#SlDiv_0 .SponsoredLinkTitle, #SlDiv_0 .SponsoredLinkTitle a{ margin-top: 10px; font-weight: bold;}#SlDiv_0 .SponsoredLinkYellowBlockEnclosureTop{ color: #CC6600;}#SlDiv_1 .SponsoredLinkYellowBlockEnclosureTop{ color: #CC6600;}#SlDiv_1 .SponsoredLinkDescription{ padding-left: 0px;} #SlDiv_1 .SponsoredLinkColumnAds{ border-width: 0px; border-spacing: 0px; border-collapse: collapse;}#SlDiv_1 .SponsoredLinkDescriptionUrlLinkEnclosure{ padding-left: 26px; padding-right:40px;}#SlDiv_2 .SponsoredLinkYellowBlockEnclosureTop{ color: #CC6600;}#SlDiv_2 .SponsoredLinkDescription{ padding-left: 0px;} #SlDiv_2 .SponsoredLinkItemTD{ margin-bottom:10px;}#SlDiv_0 .SponsoredLinkYellowBlock { margin-top: 10px;}#SlDiv_1 .SponsoredLinkYellowBlock { margin-top: 5px;} #SlDiv_1 { margin-top: 5px;}div.mp3Enabled { display: block; height: 20px; position: relative; }div.mp3Enabled a.mp3Asin { display: -moz-inline-box; display: inline-block; height: 20px; width: 20px; cursor: pointer; margin: 0; vertical-align: middle; overflow: hidden;background: url('http://g-ecx.images-amazon.com/images/G/01/zeitgeist/mp3player/sprites._V192194383_.gif') repeat-x scroll 0 0; }div.mp3Enabled a.mp3AsinActive { background-position: 0 0; }div.mp3Enabled a.mp3AsinActiveHover { background-position: -25px 0; }div.mp3Enabled a.mp3AsinActivePause { background-position: 0 -25px; }div.mp3Enabled span.mp3Text { margin: 0; font-size: 0.8em; vertical-align: middle; }* html div.mp3Enabled span.mp3Text { margin-left: 5px; }div.mp3Enabled img.mp3Loading { height: 16px; width: 16px; vertical-align: middle; } div.mp3Enabled span.listenText { font-size: 0.9em; font-weight: bold; color: #CC6600 } .mp3DurationPopover { border: 1px solid black; background-color: #FFFFE1; font-size: 0.8em; padding: 1px 5px 1px 5px; text-align: center}#mp3Player_noflash { border: 1px solid #A31919; color: #A31919; background-color: #FFFFDD; font-size: 0.8em; padding: 1px 5px 1px 5px; text-align: center }.audioSamplesPlayer { margin: 12px 0px 3px 57px; text-align: left; } Amazon.com: You Need A Budget (YNAB) - Personal Finance Software: Software Amazon Join Prime Your Amazon.com Today's Deals Gift Cards Sell Help\ABS\Auto Blog Samurai\data\Dinero En Casa\amazon\transparent-pixel._V386942464_.gif)
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Download You Need A Budget - Personal Finance Software directly to your Mac or PC. Explore more software downloads. › See more product promotions Product Features Mac OS X, Linux, Windows, (Windows 7 / Vista/ XP / 95, / 98 / 2000 / ME / NT)Mac OS X (10.4.11 / 10.5.4 / 10.5.5 / 10.6), And Linux (Fedora 8 and later / Ubuntu 7.10 and later / OpenSuse 10.3 and later) Benefit from four unique, powerful rules for maximizing control over your money Gain financial peace by tracking all of your spending (dining out, groceries, bills) with one simple interface Be up and running in just minutes, also save time by importing your bank transactions Generate reports, schedule recurring transactions, and GAIN CONTROL. Stop living paycheck to paycheck - Get out of debt - Save more money faster ? See more product details System Requirements Platform: Windows, Mac OS X Media: CD-ROM Customers Viewing This Page May Be Interested in These Sponsored Links (What's this?) Personal Budget Software
- See where all your money is going. Very simple to use. Download now. www.mybudgetplanner.com/ Get Accounting Software - Free Accounting Software Systems Evaluations, Comparisons & Reports! accounting.technologyevaluation.com/ Banking Software Online - SaaS to manage loans, clients and accounting online www.mambu.com/ See a problem with these advertisements? Let us know amznJQ.available('jQuery', function() { var obj = [{"provider":"g","description":"See where all your money is going. Very simple to use. Download now.","title":"Personal Budget Software","redirectUrl":"http://rd.a9.com/srv/redirect/?info=AJ-hZ9vP25ZHlgIW4igrypJuLqXpE4LzGYxWKLZ-XZQ.vfTKGLa0lTXWsOP5zUesdyjjeYQtp3N9wqB7s2yTADwOjf.O.Gol2eAWxp8OiR8Lm8I3A7Nz7Y3.pVwAnCg87dHsXHnmfj4c5yZbSwa7SdevRqaSorngYtQnX8AC0STL1p4C5naRvHwhet.4SB7iVSntf-Rhq5Pas.zf.n-a8r.gkVu4O4rRaF3E15SYZwZBep7rWC5Q0NeooXD9DdufAE.STDUxzB91AVw2s7GtSwB8a0EnA5EAjuetTs4X.CqCUmz2Vr7zPNwR9XD89Qi4iVmWMXuHaY-Yy5itJlj79xtWlyEutF-FOWZpvDJHoX8rwrUKNqxRzyeked-HVHsC2OIPVl9oTofPl5ZAtBpmdY5T7vZl4k1rGBIXFYBUgK6KiMsP7-TxqsSNwl4MNXJ2kLfPakV9mqMB.-NGoATXCu8CoW9tnHMnSjGfDUym8vZLKa25RPd4lFud6tVwElJ3xg__&awt=1&s=","visibleUrl":"www.mybudgetplanner.com/"},{"provider":"g","description":"Free Accounting Software Systems Evaluations, Comparisons & Reports!","title":"Get Accounting Software","redirectUrl":"http://rd.a9.com/srv/redirect/?info=AEJWBvGCwDUPiuFKBSnZO.lHuzhQZgPZ3bsM8EEsDu6EOe97-huXhcpPoNiwwz4dVaj9sA2bqbP4bgOh.CtJVQ-pkgZGBrsVwzrTPm1LHkl4wyYG1cS2gZMZJz-m-D42LhF5KfN6HvK1l1lpegkJ6vuK4poFVllbsqq5fK9XubYHk6yj966wyZryaRAQ2oJKY-7LBVfn6x9pKccKB-uPlefuepDViF8m024dA4evsjKotI0bEOEhKxq7NeDiXFTmq5Q2qdXpnGtuxhPk805-DNBhXo2DtvX1mWtav.kmPnH.YQYapAqkoXSf6vgZdYLiuSXcq2AWKYrLP5ndRPOWmrlu8IqZ3ldGchKYudBBpT51Ww5kKT7cu6fEoCaLS3Qiv6.m7pM9Bdbv15ViezEcZO-1dFkPETZVTa.ReBmygsIcVlk3XN6X3fwKCdKPz-0SsRLn7AWtOnalaUhoOoY1Mme2fVd4o0N6tIDLwD5emcqONNeQsbqHZH1ylmQGpt.BUiza.4AXYLJ4yW5uC5c2cZ41lh-qLwbvXG3ABr4pP-2Xwqie2h3EdTiZ3Qa687KDMT5nli0aQIQZDVD6B.3f7Y7udIk2D8nVM7yrUfqmPwk3TmwSHZoACMC7OinweFRQx0KSWmGqALSo&awt=1&s=","visibleUrl":"accounting.technologyevaluation.com/"},{"provider":"g","description":"SaaS to manage loans, clients and accounting online","title":"Banking Software Online","redirectUrl":"http://rd.a9.com/srv/redirect/?info=APnulFw373fomRh8RyZ8iCJjn3rScXsDAP305ovFqwxrUf3TyJ.VADc68tqdTfG2HTGDcEjmjl-OZjUuNb4XRihLLxC.JRFdnRj5gibMjxGHm3zL-YIEVDbzKEd17KpdMxHcOe0R09pkYkEucvD-ZZWJnO6mqvPzmrq4mN.B.W5PgktSgI14N196PjcyaBDTWexsStY0gF1y6S7YQJBSNBlf8PYxbAvkIZ9CAiv3.oHowfIxroatIT01tGocoPJiBThiGcCuAtVeONMjpGdL5ZjBIHhEtzFWCh3X3TDQfjO-iRp-a3PJfOje1sYLdGctO4AHf6tCK2nSNknwHf4snfqCtmg3rQJObuM8t9NmcVmhFp05x6.k.9oVfE2J02r0TBu59bkIQymgN4Mf51-GyPToGBLNJ.cEIHYqqhttO-rGP.1rLng9G68HzOzpS8.XfsbxRVydiBXOAr2fUP4DWJomKA3r7Lj86mkKqYN99oO0nJjjgk93.t7gbB6jOHIfBUljkB90zTL.Va-PGHY6eTRnarqAK5ql9szAXfN7xjg.tcLB.LAN-t.n5YFehp7Cb3j1Xv3MrGVaGB2.a6h2IQSij91m0mTeOPQOsbZvyfB0nujFwNj9BOit2ABfc44cwflO4LzBgq4TjjFcsqu-7c9RLcU4Uc8jZm.PIwhYChw4yNi8WO86Li1jsI84IHRGm40k9QmO6BUWUlIIEi7aBvM_&awt=1&s=","visibleUrl":"www.mambu.com/"}]; var adPropertiesDelimiter = "__"; var adCount = 3; var slDiv = 'SlDiv'; var expectedHeightWide = 34; var expectedHeightMiddle = 56; var reformatType = '0'; jQuery(window).load( function() { amznJQ.onCompletion('amznJQ.criticalFeature', function() { var divWideName = slDiv + '_0'; //div associated with wide ads var divMiddleName = slDiv + '_1'; //div associated with middle ads var heightOfOneAd = jQuery('#' + divWideName).height() / adCount; if( heightOfOneAd > expectedHeightWide ) { reformatType = '1'; var newAdsHtml = '' + ' ' + ' ' + ' ' + ' ' + ' ' + ' ' + ' ' + ' ' + ' ' + ' ' + ' ' + ' ' + adPropertiesDelimiter + 'title' + adPropertiesDelimiter + '' + ' ' + ' ' + ' ' + ' ' + ' ' + ' ' + adPropertiesDelimiter + 'description' + adPropertiesDelimiter + '' + ' ' + ' ' + '' + '' + ' ' + ' ' + ' ' + ' ' + ' ' + ' ' + ' ' + adPropertiesDelimiter + 'visibleUrl' + adPropertiesDelimiter + '' + ' ' + ' ' + ''; dumpHtml(obj, newAdsHtml,' ', ' ', divWideName); var heightOfOneAd = jQuery('#' + divMiddleName).height() / adCount; if( heightOfOneAd > expectedHeightMiddle ) { reformatType = '2'; var newAdsHtml = ' ' + adPropertiesDelimiter + 'title' + adPropertiesDelimiter + ' ' + adPropertiesDelimiter + 'visibleUrl' + adPropertiesDelimiter + ' ' + adPropertiesDelimiter + 'description' + adPropertiesDelimiter + ' '; dumpHtml(obj, newAdsHtml,'', '', divMiddleName); } } if( typeof A9_SL_CSM_JS != 'undefined' ){ A9_SL_CSM_JS(reformatType); } }); }); function dumpHtml( obj, newAdsHtml, topHtml, bottomHtml, divParent ) { var i = 0; var completeAdsHtml = ''; for( x in obj ) { var adChunks = newAdsHtml.split( adPropertiesDelimiter ); for( var j = 0; j
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Price for all three: $80.56
Buy the selected items together This item: You Need A Budget (YNAB) - Personal Finance Software by YouNeedABudget.com Windows, Mac OS X $65.00 You Need A Budget by Jesse Mecham Paperback $5.39 How to Get Out of Debt, Stay Out of Debt, and Live Prosperously*: Based on the Proven Principles and Techniques of Debtors Anonymous by Jerrold Mundis Paperback $10.17 {"itemData":[{"priceBreaksMAP":null,"buyingPrice":65,"ASIN":"B000QO76HU","isPreorder":0},{"priceBreaksMAP":null,"buyingPrice":5.39,"ASIN":"146353437X","isPreorder":0},{"priceBreaksMAP":null,"buyingPrice":10.17,"ASIN":"0553382020","isPreorder":0}],"shippingId":"B000QO76HU::fA%2FMiivQkdtVXpFmmoJ2E7g5YTJmw2NKOsdoy6YjGBnVGhdDVrpyXi9T6fr%2BBYKT21Au9Hlkx2w1yfm1EPMvZ1RU83SRuj4nlZGx6L1ib4yNgbv8ZBlAmOIQBrBjzjWafh81LjPU6LfWxmtaRsayvA%3D%3D,146353437X::FGsLdlQcrGuSz0lP4cAUAC2ZrGYj%2BCQVpn6FQjPo1kpA%2Bpp15qRFnNte8vKiyCkyoSeBbCW2uSHXjJ8wb5BpDrwXXbDIljbhUluI7qssaBNTHRoZcEdGHA%3D%3D,0553382020::Kf%2F%2FhwI1mITXpHEyTdhijhHe0nyCxr2Zcq5UGzOOaAJ5zPK7Ob5EkUjK25eIYCL15QPO4f%2BPDJu%2FVCxuTVzSbp77XYFEoHLoUCTRMGFUgHE%3D","sprites":{"addToWishlist":["wl_one","wl_two","wl_three"],"addToCart":["s_addToCart","s_addBothToCart","s_add3ToCart"],"preorder":["s_preorderThis","s_preorderBoth","s_preorderAll3"]},"currenyCode":"USD","shippingDetails":{"xz":"same","yz":"same","xy":"same","xyz":"same"},"tags":["x","y","z"],"strings":{"addToWishlist":["add to wishlist","Add both to Wish List","Add all three to Wish List"],"addToCart":["Add to Cart","Add both to Cart","Add all three to Cart"],"showDetailsDefault":"Show availability and shipping details","shippingError":"An error occurred, please try again","hideDetailsDefault":"Hide availability and shipping details","priceLabel":["Price:","Price for both:","Price for all three:"],"preorder":["Pre-order this item","Pre-order both items","Pre-order all three items"]}} What Other Items Do Customers Buy After Viewing This Item?
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$54.99 › Explore similar items Product Details Shipping Weight: 2.1 ounces ASIN: B000QO76HUItem model number: 1.2.6 Date first available at Amazon.com: May 12, 2007Average Customer Review: 4.5 out of 5 stars See all reviews (235 customer reviews)Amazon Best Sellers Rank: #394 in Software (See Top 100 in Software) .zg_hrsr { margin: 0; padding: 0; list-style-type: none; }.zg_hrsr_item { margin: 0 0 0 20px; }.zg_hrsr_rank { display: inline-block; width: 50px; text-align: right; } #16 in Software > Personal Finance > Money Management Would you like to update product info or give feedback on images? Product Description Praised across the internet as hands-down the "best budgeting software", You Need A Budget (YNAB) cuts to the chase with your finances. The software focuses you on the foundation of your finances: the Budget. Experience has shown that when your budget is intact, and functioning correctly, everything else takes care of itself (the bills are paid on time, retirement contributions are made, and unnecessary debt is eliminated). The software is built around Four Rules of Cash Flow. These Four Rules will help you break the paycheck to paycheck cycle, get out of debt, and save more money faster. Where other software packages tend to be the products of years of feature creep, YNAB offers you exactly what you need: a simple, straightforward system to manage your money.Remember to take advantage of YNAB's fantastic support resources: video tutorials, and free live budgeting classes for any and all interested!YNAB is built on the powerful Adobe AIR platform, which means you can run it on Windows, Mac, or Linux! Customers Who Bought This Item Also Bought Page of Start over You Need A Budget $5.39 How to Get Out of Debt, Stay Out of Debt, and ? $10.17 
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Dome(R) Simplified Home Budget Book, 7 1/2in. x 10 1/2in., Teal $7.03 
Spent: Break the Buying Obsession and ? $11.15 
Debt-Free Forever: Take Control of Your Money ? $11.10 146353437X,0553382020,1607148609,B000093IP4,1592856993,1615190201,B00006IC8Q,B005HN4ILC,B000MD58ES,1592574351 Like 1366424715 false -1 39 39 38(39) Customer Reviews 4.5 out of 5 stars (235) 4.5 out of 5 stars 5 star 182 4 star 20 3 star 14 2 star 6 1 star 13 See all 235 customer reviews “ YNAB makes it easy to create a budget, track your money flow, and get a handle on your financial life. ” 3kidmom | 115 reviewers made a similar statement “ So far it is very easy and simple to use. ” M. Fujisaki | 73 reviewers made a similar statement “ YNAB the company is one of the most user-focused software companies I've ever run across. ” Mark Baker | 44 reviewers made a similar statement Most Helpful Customer Reviews 270 of 278 people found the following review helpful 5.0 out of 5 starsStraightforward, solid BUDGETING softwareNovember 23, 2007 By Ted Wallace I earn a good living. Yet earlier this year, several months after buying a house and getting settled back into the swing of things I couldn't escape the notion that my family was living beyond its means.
And we were. And YNAB helped me see it.
I'd previously used Quicken and Microsoft Money in an effort to do budgeting to no real effect. The truth is, Quicken and Money are more about having fancy checkbook registers than they are about helping you identify and conform to a budget. This is where they fail.
YNAB is straightforward and it does one thing, and one thing only -- it helps you create and manage a budget. With careful record keeping, you can do the same thing YNAB does with a pen and paper, or with Excel -- but the software is simple and easy-to-use and readily imports transactions (without fail) from my banking institutions.
I used to worry that the number in my checking account may not be enough to make everything come together. I can unequivocally state that now... I just don't care. Because of YNAB, I absolutely know that there's always money enough for anything that's going to come along.
YNAB has helped me exercise some discipline and do so without significant data entry or long, tortured sessions at the computer. If you're looking for something to help you manage your budget this is the software you should get. Ignore the name brands that simply aren't up to the task. 7 Comments | Was this review helpful to you? Yes No 306 of 319 people found the following review helpful 5.0 out of 5 starsGreat softwareMay 16, 2007 By Cady YNAB Rocks! In a truly frightening kind of "I spend that much money on THAT!" way but in a great way because you can see the impact of your daily coffee habit on your car insurance payment 6 months away.
YNAB allows you account for all your annual bills in 1/12 increments and then when they roll around the money is there to pay for them.
The heart of the YNAB system is a "buffer" which is comprised of last months paychecks in order to allow you to save this months paychecks. You can only live on last months money that you have budgeted into categories beforehand. The premise is that you are never broke and will not have to worry about fluctuations in income if you are living on what you have ALREADY earned.
So the buffer is one full months income. So I'm earning May's income and it is just pouring into my checking and sitting there. Also sitting there is all of April's income. April's income is what I'm paying my current bills with. May is accruing. And I'm budgeting for June's expenses with an eye to leftover April income instead of instantly using Mays.
The way I'm beginning to think of it is: Quicken is a snapshot of yesterday. YNAB is a crystal ball showing me the future.
This is a stand alone piece of software that can download transactions right from your bank so if you use a debit card you don't need to enter receipts for things. I can also say the tech support is the most amazing I have ever dealt with. I sent in a bug report and within 15 minutes had email waiting for me telling me to delete a particular font and then it worked perfectly.
Two thumbs way up but only if you want to see all the leaks in your money handling. 5 Comments | Was this review helpful to you? Yes No 69 of 69 people found the following review helpful 5.0 out of 5 starsYNAB is not like Quicken...May 15, 2011 By Mark Baker ...and wasn't intended to be. I've been a Quicken user since the DOS days (around 20 years), and have tired of the level of detail I need to track and the time it takes to do it. For those previous reviewers complaining that the positive reviews sound like propaganda (I'm paraphrasing), I assure you I have no connection with the company at all, and had never heard of YNAB until quite recently. This review is of YNAB 3.
Before buying YNAB, you must understand what it is and, perhaps more importantly, what it is not. YNAB is not an accounting system, it's a *household* budgeting system. Its "accounting" features are intentionally sparse - the intent is for users to focus on budgeting rather than accounting. If you're intent on finding a Quicken clone, stop reading and look elsewhere. On the other hand if, like me, you've never had much luck with the budgeting parts of quasi-accounting packages like Quicken and/or if you're tired of spending so much time keeping track of your finances, give YNAB a shot.
YNAB didn't make a lot of sense to me at first, but after attending the free into webinar I was offered via email as soon as I downloaded the trial it all made sense. It boils down to an envelope budgeting system (with a twist), and I find it to be very well done. The point of YNAB is not to track every detail of your household finances, but to help you plan ahead through accurate, effective, and simple budgeting. The holy grail of the YNAB method is what the company refers to as the "YNAB buffer", which simply means spending last month's income this month (in perpetuity). Doing this makes planning and budgeting much simpler, not to mention drastically reducing the financial stresses of life, and the program itself can actually help you get there.
When I first looked at YNAB I thought, "how am I going to track my investments, and my paycheck deductions, and etc., etc." But why have I been doing all that anyway? What good has it done to track it in Quicken when all that information is readily available on Web sites maintained by my employer, my bank, and my investment firm? Giving up all that useless detail really can help you focus on budgeting, and in my opinion that's the most important thing - plus I don't need to spend nearly as much time as I used to spend with Quicken. I have had no problems with accuracy in any way; YNAB 3 includes an automatic error checking feature that does a good job of preventing the kinds of issues a few other reviewers have reported. I love it, and I won't be going back to Quicken.
Having said all that, sure, there are a couple of things I miss from Quicken. Automatic transaction download into the program would be nice (the developers are reportedly working on that), and I'd like to see a demarcation line in the register between past and future transactions along with current and future balances. In all honesty, though, that's about it.
The only technical issue I've run into so far was when downloading and importing transactions using QFX files (which is actually pretty painless, BTW). I've had two incidents in which an imported transaction was incorrectly matched to an identical but already cleared transaction from a week earlier. In both cases, the matched transactions were actually transactions that I downloaded and imported to populate my account when I first installed the program, and had never been "matched" before. This didn't cause me any serious problems; I merely unmatched the transaction, deleted the resulting "new" transaction, and manually marked the correct transaction as cleared (about 10 seconds). I submitted a bug report on that yesterday and received an email back from the company within 24 hours looking for more information - on a Sunday! YNAB the company is one of the most user-focused software companies I've ever run across. They've provided great support so far, and the forum is another excellent source.
Bottom line: If you're most concerned with keeping track of your financial history, as Quicken is, then you'd be better served by Quicken or a similar product. YNAB is not that product. If you want to budget effectively while investing minimal time in record-keeping, on the other hand, you owe it to yourself to give YNAB a chance. Should you decide to try it, you should DEFINITELY attend the Intro to YNAB webinar, which is offered on a regular basis. Comment | Was this review helpful to you? Yes No › See all 235 customer reviews (newest first) Write a customer review (function(w,d,e,o){var i='DAcrt';if(w.uDA=w.ues&&w.uet&&w.uex){ues('wb',i,1);uet('bb',i)}var L=function(){o=w.DA;if(!o){o=w.DA=[];e=d.createElement('script');e.src='http://z-ecx.images-amazon.com/images/G/01/browser-scripts/DA-us/DA-us-1850251230._V375228640_.js';d.getElementsByTagName('head')[0].appendChild(e)}o.push({c:855,a:'site=amazon.us;pt=Detail;slot=customer-reviews-top;pid=B000QO76HU;prid=0XJRS0T6CCJXR3G6C0B9;arid=c8cb39504bb6487c8979aa8b75fbfea2;ef=0.00',f:1,g:'',n:1,r:1,v:1,y:'na',u:'amzn.us.dp.software/macintosh;sz=300x250;u=c8cb39504bb6487c8979aa8b75fbfea2;s=i0;s=i1;s=i2;s=i3;s=i4;s=i5;s=i6;s=i7;s=i8;s=m1;s=m4;s=u3;s=u4;s=u1;s=u2;z=373;z=365;z=364;z=376;z=372;s=3072;s=32;s=3172b;s=3172;s=3173b;s=3173;s=4;s=67;s=152;s=566;s=568;s=1009;s=3101;s=3102;s=3103;tile=1;ord=0XJRS0T6CCJXR3G6C0B9'})};if(d.readyState=='complete')L();else w.addEventListener('load',L,!1)})(window,document) Most Recent Customer Reviews 3.0 out of 5 starsFinancial help i Just got this software 5 days ago so I really dont have much to say, I would probably give you a better review after about 6 to 12 months of using this. Read more Published 29 days ago by Dan 5.0 out of 5 starsVery cool budget and tracking tool! Connected to mobile devices with ease!
"Learns" the more you input
Even I could figure out how to use it! Published 1 month ago by Mitch Beique 5.0 out of 5 starsBest Budgeting software I've seen YNAB is the best budgeting software I've come accross. It does require some time to get used to, but well worth it. Published 1 month ago by Jacob A Hartman 5.0 out of 5 starsBEST FINANCIAL APP EVER!!! FORGET quickbooks, quicken or any of those other expensive whatevers.... this is what you want!!!! get it!!! If you don't believe me keep reading the other reviews!!!! Read more Published 1 month ago by Michael Gregory 5.0 out of 5 starsA well focused tool. Where I came from: Quicken
My relationship with Quicken was long but not a happy one. It was software I tolerated but never enjoyed using. My complaints were:
1. Read more Published 1 month ago by Steven A Grey 5.0 out of 5 starsWOW....Where was YNAB 20 Years Ago... I would be a Millionaire now if... I have been using my own Excel Spread Sheet for Years. It worked okay and I kinda had an idea where I wanted to go and thought I was in control, somewhat at least, but without a... Read more Published 2 months ago by H.S.B. 4.0 out of 5 starsYNAB Works pretty good, it needs to be more bank account friendly. The rest was good, I recommend it for any one looking for a budget program. Published 2 months ago by Maxman 5.0 out of 5 starsGreat Software I just recently upgraded from an Excel sheet to this software. My fiancee and I are beginning to join our finances and wanted to start budgeting together. Read more Published 3 months ago by Alyson R. Baker 5.0 out of 5 starsYNAB is money conciousness If you've ever wanted to pay down credit cards but were never sure just how much money you could transfer to them and still have enough money in your wallet to live comfortably... Read more Published 3 months ago by Dan 1.0 out of 5 starsTry MINT App, Its FREE and Amazing! I just downloaded the Free trial of YNAB, and it fealt like a glorified excel spreadsheet.
I need help, but i dont want to take an entire weekend to get started and... Read more Published 3 months ago by Ryan Search Customer Reviews Only search this product's reviews There's a problem loading this menu right now. Learn more about Amazon Prime. #nav-prime-tooltip{ padding: 0 20px 2px 20px; background-color: white; font-family: arial,sans-serif; } .nav-npt-text-title{ font-family: arial,sans-serif; font-size: 18px; font-weight: bold; line-height: 21px; color: #E47923; } .nav-npt-text-detail, a.nav-npt-a{ font-family: arial,sans-serif; font-size: 12px; line-height: 14px; color: #333333; white-space: nowrap; margin: 2px 0px; } a.nav-npt-a { text-decoration: underline; } Watch. Read. Shop. Relax. Millions of Amazon Prime members enjoy instant videos, free Kindle books and unlimited free two-day shipping. > Get started Customer Questions & Answers .cdAskQuestionPostBox { padding-top:20px; width: 650px;}.cdAskQuestionPostBox input::-webkit-input-placeholder { font-family: Arial,"Helvetica Neue",Helvetica,sans-serif;}.cdAskQuestionPostBox input:-ms-input-placeholder { font-family: Arial,"Helvetica Neue",Helvetica,sans-serif;}.cdAskQuestionPostBox input:-moz-placeholder { font-family: Arial,"Helvetica Neue",Helvetica,sans-serif;}.cdAskQuestionPostBox .cdAskQuestionPostBoxText { resize: none; width:585px; font-size:12px; margin-bottom:10px; padding:3px 0 3px 5px; min-height:1.3em; line-height:1.3em; height:26px\9; }.cdAskQuestionPostBox .placeholder { color: #aaa;}.cdAskButton { float:right; padding-top:1px;}.cdAskQuestionPostBox .cdSubscribeToThread { margin: 0 0 8px 0 }.cdAskQuestionPostBox .cdPostError { color: red; } Please make sure that your post is a question about the product. Edit your question or post anyway. "Does YNAB list, connect, download and are they compatible with all Banks and... It does link and download transactions automatically. Check with tech support on the YNAB site to see if your bank will work. Personally, I prefer to enter transactions by hand as it holds me more accountable for my spending... Read more 5 days ago by Heather A. Mullholland | See all 3 answers Can you print reports, etc? Yes, reports can be printed. The graphs and the transactions. 13 days ago by H.S.B. Windows 8: Does this program work on windows 8? Yes, it works great on Windows 8. Dec 7, 2012 by Kjell Stahl | See all 2 answers I use computer checks with Microsoft Money. Does YNAB have the capabilities to print... Not that I am aware of. It is a budget program that helps you pay off debt, look towards the future, and live on last months income. I would highly suggest using the forums on youneedabudget.com if you have more questions,... Read more Jan 18, 2013 by Brindy Adams | See all 3 answers Loan tracking/accounting: How does YNAB handle loans (car, house, etc.)? You can enter loans as Off Budget accounts to track them, but you'll have to record any changes and interest charges manually. Dec 7, 2012 by Kjell Stahl | See all 3 answers
See all 5 questions
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height: auto !important; height: 6em;}div.fionaRentalPublish div { margin: 0 5px 0 110px; font-size: 11px;}div.fionaPublishBox { padding-top: 10px; text-align: left;}table.gftRdm .gftRdmTop td,table.gftRdm .gftRdmBottom td { background-repeat:repeat-x; height:12px;}table.gftRdm .gftRdmLeft,table.gftRdm .gftRdmRight { background-repeat:repeat-y; width:12px;}table.gftRdm .gftRdmTop .gftRdmLeft { background-image:url("http://g-ecx.images-amazon.com/images/G/01/kindle/gifting/box-top-left._V200235849_.jpg");}table.gftRdm .gftRdmTop .gftRdmCenter { background-image:url("http://g-ecx.images-amazon.com/images/G/01/kindle/gifting/box-top._V200235850_.jpg");}table.gftRdm .gftRdmTop .gftRdmRight { background-image:url("http://g-ecx.images-amazon.com/images/G/01/kindle/gifting/box-top-right._V200235851_.jpg");}table.gftRdm .gftRdmCenter .gftRdmLeft { background-image:url("http://g-ecx.images-amazon.com/images/G/01/kindle/gifting/box-left._V200235894_.jpg");}table.gftRdm .gftRdmCenter .gftRdmRight { background-image:url("http://g-ecx.images-amazon.com/images/G/01/kindle/gifting/box-right._V200235855_.jpg");}table.gftRdm .gftRdmBottom .gftRdmLeft { background-image:url("http://g-ecx.images-amazon.com/images/G/01/kindle/gifting/box-bottom-left._V200235899_.jpg");}table.gftRdm .gftRdmBottom .gftRdmCenter { background-image:url("http://g-ecx.images-amazon.com/images/G/01/kindle/gifting/box-bottom._V200235895_.jpg");}table.gftRdm .gftRdmBottom .gftRdmRight { background-image:url("http://g-ecx.images-amazon.com/images/G/01/kindle/gifting/box-bottom-right._V200235893_.jpg");}.giftRedemptionWrapper { padding:12px;}.buyBox.giftBox td { font-size:0.7em;}.suggest_link { background-color: #FFF; padding: 2px 6px 2px 6px;}.nav-beacon .suggest_link { padding: 1px 10px; line-height: 22px; margin: 0px;}.nav-beacon ul.promo_list { margin: 0; padding: 0; border-top: none; background-color: #FFF; list-style-type: none;}.nav-beacon ul.promo_list li { clear: both; overflow: hidden; padding: 7px 10px; white-space: normal; line-height: 20px; margin: 0;}.nav-beacon ul.promo_list li .promo_image { float: left; width: 40px; height: 40px; background-repeat: no-repeat; background-position: center center;}.nav-beacon ul.promo_list li .promo_cat { font-weight: bold; margin-left: 50px;} .nav-beacon ul.promo_list li .promo_title { line-height: 13px; margin-left: 50px;}.suggest_nm { display: block;}.nav-beacon .suggest_link_over { background-color: #EEE; color: #000;}.suggest_link_over { background-color: #146EB4; color: #FFF;}.suggest_link .suggest_category { color: #666;} .nav-beacon .suggest_link_over .suggest_category { color: #666;}.suggest_link_over .suggest_category { color: #FFF;}#srch_sggst { background-color: #FFF; border: 1px solid #ddd; color: #000; position: absolute; text-align: left; z-index: 250;}.nav-beacon #srch_sggst { -moz-box-shadow: 0 2px 5px 0 #AAAAAA; -webkit-box-shadow: 0 2px 5px 0 #AAAAAA; box-shadow: 0 2px 5px #AAAAAA; border: none; _border: 1px solid #ddd; }.suggest_link, .promo_cat, .promo_title { font-family: arial, sans-serif;}#sugdivhdr, #sugdivhdr2 { color: #888; font-size: 10px; line-height: 12px; padding-right: 4px; text-align: right;}.pphClickable {cursor: pointer;cursor: hand;}.pphWidgetTitle {font-weight: bold;padding-bottom: 3px;}.pphWidget {display: block;padding-top: 3px;padding-bottom: 5px;}.pphButton {width: 211px;height: 26px;background-image: url(http://g-ecx.images-amazon.com/images/G/01/payphrase/widget-background._V192199000_.gif);background-repeat: no-repeat;padding: 0;position: relative;}.pphButtonSmall {width: 161px;height: 26px;background-image: url(http://g-ecx.images-amazon.com/images/G/01/payphrase/widget_background_161x26._V187983538_.gif);background-repeat: no-repeat;margin-top: 5px;position: relative;}.pphButtonLeft {border: 0;width: 21px;height: 26px;position: absolute;left: 0px;top: 0px;}.pphButtonRight {border: 0;width: 49px;height: 26px;position: absolute;left: 162px;top: 0px;}.pphButtonRightSmall {border: 0;width: 42px;height: 26px;position: absolute;left: 119px;top: 0px;}.pphText {overflow: hidden;background-color: #f8edd5;color: #000000;border: 0;margin: 0;height: 14px;width: 141px;font-family: arial,helvetica,sans-serif;font-size: 10px;line-height: 1.2;padding: 0px;padding-left: 1px;padding-right: 1px;position: absolute;left: 21px;top: 7px;}.pphTextSmall {overflow: hidden;background-color: #f8edd5;color: #000000;border: 0;margin: 0;height: 14px;width: 98px;font-family: arial,helvetica,sans-serif;font-size: 10px;line-height: 1.2;padding: 0px;padding-left: 1px;padding-right: 1px;position: absolute;left: 21px;top: 7px;}.pphManageOuter {background-color: #DFF0F7;padding-left: 0px;color: #000000;font-family: verdana, arial, helvetica,sans-serif;font-size: 10px;}.manageTitle {padding-left: 8px;padding-top: 1px;padding-right: 25px;padding-bottom: 5px;font-weight: bold;font-size:10px;}.manageBottomLink a,.managePhrase a {color: #004B91; }.pphManageOuter hr { height:1px;color:#5c9EBF;border: solid thin;}.manageBottomLink {padding-left: 10px;padding-bottom: 5px;}.pphManageLinkContainer {padding-top: 1px;margin:0px;font-size: 10px;}.manageClose {padding-left: 38px;padding-bottom: 4px;color: #FFFFFF;background-color: #DFF0F7;}.manageClose a:active {color: #FFFFFF;background-color: #DFF0F7;}.manageClose a:visited {color: #DFF0F7;background-color: #DFF0F7;}.manageClose a:hover {color: #DFF0F7;background-color: #DFF0F7;}.pph_custom_close {color: #DFF0F7;border-style: hidden;}.managePhraseContainer {padding: 4px 5px 4px 10px;}.managePhraseListContainer {width: 208px;overflow:auto;max-height:175px;}.pph_manage_body .ap_content {background-color: #DFF0F7;margin: 0px 7px;/* padding is set programmatically */}.pph_manage_body .pph_manage_left {width: 8px;height: 100%;position: absolute;top: 0px;left: 0px;}.ap_popover_sprited .pph_manage_body .pph_manage_left { background-position:0px top; background-attachment:scroll;background-repeat:repeat-y;}.pph_manage_body {height: 100%;width: 100%;position: relative;}.pph_manage_body .pph_manage_right {width: 8px;height: 100%;position: absolute;top: 0px;right: 1px;}.ap_popover_sprited .pph_manage_body .pph_manage_right { background-position:0px top;background-attachment:scroll;background-repeat:repeat-y;width:8px;}.pph_manage_header {height:8px;font-size:7px;position: relative;width: 100%;}.pph_manage_footer {height: 11px;background-attachment:scroll;position: relative;font-size:4px;width: 100%;} #main-image-widget.size0 #main-image-fixed-container { height:300px; } #main-image-widget.size0 #main-image-unavailable { top: 113px; } #main-image-widget.size0 #main-image-wrapper-outer, #main-image-widget.size0 #main-image-wrapper, #main-image-widget.size0 #main-image-unavailable, #main-image-widget.size0 #noFlashContent{ width: 300px; } #main-image-widget.standard.size0 .holder.video { margin-top:0px; } #main-image-widget.size1 #main-image-fixed-container { height:300px; } #main-image-widget.size1 #main-image-unavailable { top: 113px; } #main-image-widget.size1 #main-image-wrapper-outer, #main-image-widget.size1 #main-image-wrapper, #main-image-widget.size1 #main-image-unavailable, #main-image-widget.size1 #noFlashContent{ width: 300px; } #main-image-widget.standard.size1 .holder.video { margin-top:0px; } #main-image-widget.main-image-widget-for-dp #main-image { display:none; } #main-image-widget.main-image-widget-for-quickview { position:relative; } #main-image-fixed-container { display:table; } #main-image-wrapper-outer { display:table-cell; vertical-align:middle; } #main-image-wrapper { position:relative; text-align: center;} #main-image-relative-container { position:relative; background-color:#FFF; } #main-image-widget .thumbs { text-align:center; } #main-image-widget .thumbs.left { width:32px; position:absolute; left:0px; top:20px; } #main-image-widget .holder.ciu a img { border:0;} #main-image-widget .thumbs a { color: black; text-decoration: none; } #main-image-widget .thumbs .border { margin-top: 3px; } #main-image-widget .thumbs .load { border-color: #FFF !important; } #main-image-widget .thumbs img.border, #main-image-widget .thumbs .border img { border: 1px solid #CCC; } #main-image-widget .thumbs img.border.selected, #main-image-widget .thumbs .border.selected img { border-color:#E47911; } #main-image-widget .thumbs .video-alt, #main-image-widget .thumbs .video-alt img { display: block; } #main-image-widget .thumbs .video-alt div { font-size: 10px; border: 1px solid #CCC; border-top: none; } #main-image-widget .thumbs .video-alt.load span { visibility: hidden; } #main-image-widget .thumbs.bottom { margin-top: 5px; margin-bottom: -2px; } #main-image-widget .thumbs.bottom .border { margin-bottom: 2px; margin-right: 4px; } #main-image-widget .thumbs.bottom .video-alt { display: inline-block; vertical-align: top; } #main-image-widget .tiny { text-align: center; } #main-image-caption { color:#666; padding-top:3px; } #main-image-widget .amiLinkRow {text-align: center; font-size: x-small; padding-top: 6px;} #main-image-widget .holder.video { position: absolute; z-index: 1; } #main-image-unavailable { display: none; position: absolute; height: 74px; left: 0px; background: #fff; opacity:0.7; -moz-opacity:0.7; filter:alpha(opacity=70); z-index:101; } #main-image-unavailable.item-not-buyable { height: 84px; background-color:#EBB; color:#A00; opacity:1; -moz-opacity:1; filter:alpha(opacity=100); } #main-image-unavailable .wrapper { border:1px solid #A0A0FF; height:73px; _height:74px; } #main-image-unavailable .wrapper.not-buyable { border:1px solid #AA0000; height:83px; _height:84px;} #main-image-unavailable .text-color { display:none; text-align:center; padding:20px 0px;} #main-image-unavailable .item-not-available { display:none; text-align:center; padding:15px; } #main-image-unavailable .text-no-color, #main-image-unavailable .color { color:#CC6633;} #main-image-unavailable .all-variations { color:#AA0000;} #main-image-widget.left-thumbs .holder.video, #main-image-widget.left-thumbs #noFlashContent, #main-image-widget.left-thumbs #main-image-wrapper { margin-left:37px; } #main-image-widget.left-thumbs #main-image-unavailable { left:37px; } #main-image-widget .thumbs.left { margin-bottom:30px; } table.productImageGrid { height:300px; } #main-image-widget .holder.video.hide { top: 0; left: -1px; width: 1px !important; height: 1px !important; } #main-image-widget .holder.video .loading { display: none; position: absolute; z-index: 50; bottom: 15px; left: 15px; width: 31px; height: 31px; } #main-image-widget #noFlashContent { display:none; } #main-image-widget.noflash #main-image{ opacity:0.4; -moz-opacity:0.4; filter:alpha(opacity=40); } #main-image-widget.noflash #noFlashContent{ font:normal 12px arial; background-color:#fff; margin:50% 15px; position:absolute; z-index:10; padding-top:8px; padding-bottom:8px; display:block; top:0; left:0; }#abbBox { padding: 10px 0;}#abbHeader { font-size: 11px; margin: 0; text-align: center;}#abbWrapper { padding: 0; text-align: left;}#abbWrapper ul { list-style-type: none; margin: 0; padding: 0;}.abbListItem { font-size: 11px; margin-top: 5px;}.abbListItem input.abbListInput { float: left; display: inline; margin: 2px 0 10px 0; padding: 0; height: 16px;}.abbListItem a:link, .abbListItem a:visited,a.ap_custom_close:link, a.ap_custom_close:visited { color: #039; text-decoration: none;}.abbListItem a:active, .abbListItem a:hover { color: #cc6600; text-decoration: underline;}.abbListItem a:hover { text-decoration: underline;}.abbListItem span.price { display:block;}div.abbItemText { display: block; margin-left: 20px; width: 170px;}.rhfHistoryWrapper { padding: 0 10px;}.bxgy-priceblock .button-sprite, #bxgy_price_button_block .button-sprite,#fbt_price_block .button-sprite { background-image: url( http://g-ecx.images-amazon.com/images/G/01/x-locale/personalization/bxgy/fbt-cart-preorder-sprite._V192190832_.gif);}#bxgy_price_button_block .wl-button-sprite,#fbt_price_block .wl-button-sprite { background-image: url( http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/wishlist/add-to-wl-button-sprite._V247931754_.gif);}.bxgySellerLoading { background: url('http://g-ecx.images-amazon.com/images/G/01/x-locale/common/loading/loading-small._V192239831_.gif') no-repeat 50px 20px; height: 50px; margin: 0; padding: 0;}.shoveler li.shoveler-progress { background: no-repeat center 45px url('http://g-ecx.images-amazon.com/images/G/01/ui/loadIndicators/loading-small._V192238939_.gif');}.simsWrapper .shoveler ul { height: 223px;}.simsWrapper .shoveler li { width: 160px; margin: 0 10px; padding: 0; overflow: hidden;}.bdSprite { background: url('http://g-ecx.images-amazon.com/images/G/01/nav2/images/sprite-beard-buttons._V391061303_.png') no-repeat;}.auiTestSprite { background: url("http://g-ecx.images-amazon.com/images/G/01/nav2/images/sprite-carousel-btns-stars2._V376388587_.png") no-repeat scroll 0 0 transparent;}.simsWrapper.auiTestWrapper .byline,.simsWrapper.auiTestWrapper .byline a,.simsWrapper.auiTestWrapper .rating-stars,.simsWrapper.auiTestWrapper .rating-price,.simsWrapper.auiTestWrapper .binding-platform,.simsWrapper.auiTestWrapper .price-small,.simsWrapper.auiTestWrapper .maplink,.simsWrapper.auiTestWrapper .price .unit { font-size: 12px; line-height: 1.5;}/* Mp3 Samples */.simsMp3Enabled div.mp3AsinPlayImg { background-image: url("http://g-ecx.images-amazon.com/images/G/01/s9-campaigns/music-player/playbutton._V216867392_.png");} .mp3AsinLoading div.mp3AsinPlayImg { background-image: url("http://g-ecx.images-amazon.com/images/G/01/s9-campaigns/music-player/spinner._V192235958_.gif");}/* HMD Spinner */.hmd-loading { background: no-repeat left 0 url('http://g-ecx.images-amazon.com/images/G/01/ui/loadIndicators/loading-small._V192238939_.gif');}.simsWrapper .rating-price { display: none; }.sims-popunder .rating-price { display: block; overflow-x: hidden;}.simsWrapper .byline { display: none; }.sims-popunder .byline { display: block; overflow-x: hidden;}.simsWrapper .binding-platform { display: none; }.sims-popunder .binding-platform { display: block; overflow-x: hidden;}.simsMp3Enabled .simsMp3AsinContainer { width: 100px; top: 76px; }#zgWrapper .shoveler .start-over { font-size:80%; }#zgWrapper .shoveler .start-over a { text-decoration:none; }#zgWrapper .shoveler .start-over a:visited { color:#004B91; }#zgWrapper .shoveler { position:relative; width:100%;}#zgWrapper .shoveler .shoveler-content { margin:0 35px 0 45px; clear:both;}/*######################################################## hackish for IE6's doubled float margin bug:see# http://www.positioniseverything.net/explorer/doubled-margin.html#######################################################*/* html #zgWrapper .shoveler ul li { display:inline;}#zgWrapper .shoveler .cBox { width:160px;}#zgWrapper .shoveler .noBox { padding:10px 0;}#zgWrapper .shoveler .product-image {margin-bottom:5px;}#zgWrapper .shoveler .pricetext { margin-top:5px;}#zgWrapper .shoveler .price {white-space:nowrap; margin-right:5px;}#zgWrapper .shoveler .pricelong { font-size:86%;}#zgWrapper .shoveler .whyPrice {white-space:nowrap; margin-top:2px; font-size:11px;}#zgWrapper .shoveler-button-wrapper { position:relative; width:100%;}#zgWrapper .shvl-byline { font-size:86%;}#zgWrapper .zg_rank { float:left; padding-right:6px;}#zgWrapper a.img-title { text-decoration:none;}#zgWrapper a.img-title:hover, #zgWrapper a.img-title:focus { text-decoration:underline;}/*########################################## You should aim to align arrows with the # bottom of the product images and # the top of the titles. # Don't forget to also adjust the # loading icon position if you change this value#########################################*/#zgWrapper .shoveler div.back-button, #zgWrapper .shoveler div.next-button,#zgWrapper .shoveler div.disabled-button { position:absolute; height:50px; width:25px; top:75px; }#zgWrapper .shoveler div.next-button { background:none;}#zgWrapper .shoveler .back-button,#zgWrapper .shoveler div.disabled-button {left:1px;}#zgWrapper .shoveler .next-button,#zgWrapper .shoveler div.disabled-button {right:1px;}#zgWrapper .shoveler .back-button a, #zgWrapper .shoveler .next-button a { position:relative; font-size:70%; cursor:pointer;}#zgWrapper .shoveler .back-button a .bg-text, #zgWrapper .shoveler .back-button a .bg-image, #zgWrapper .shoveler .next-button a .bg-text, #zgWrapper .shoveler .next-button a .bg-image { display:block; height:50px; width:25px; left:0; overflow:hidden; position:absolute;}#zgWrapper .shoveler .back-button a .bg-image { background-position:0 0; }#zgWrapper .shoveler .back-button a.depressed .bg-image { background-position:0 50px;}#zgWrapper .shoveler .next-button a .bg-image { background-position:25px 0; }#zgWrapper .shoveler .next-button a.depressed .bg-image { background-position:25px 50px;}/*########################################### DP-specific css##########################################*/#zgWrapper {overflow:hidden;}#zgWrapper .shoveler .shoveler-heading {padding-right:175px;margin-bottom:15px;}#zgWrapper .shoveler .shoveler-pagination { position:absolute; right:0; top:0; width:175px; text-align:right; padding:0;}#zgWrapper .shoveler ul li.shoveler-progress { background:no-repeat center 45px url('http://g-ecx.images-amazon.com/images/G/01/x-locale/personalization/shoveler/loading-indicator._V192185253_.gif');}#zgWrapper .shoveler .back-button a .bg-image, #zgWrapper .shoveler .next-button a .bg-image,#zgWrapper .shoveler div.disabled-button { background-image: url('http://g-ecx.images-amazon.com/images/G/01/x-locale/personalization/shoveler/left-right-arrow-semi-rd._V236573507_.gif');}.shvlBack a .bg-image {background-image:url('http://g-ecx.images-amazon.com/images/G/01/x-locale/personalization/shoveler/left-right-arrow-semi-rd._V236573507_.gif'); background-position:0px 0px; }.shvlNext a .bg-image {background-image:url('http://g-ecx.images-amazon.com/images/G/01/x-locale/personalization/shoveler/left-right-arrow-semi-rd._V236573507_.gif'); background-position:25px 0px; }#zgWrapper .shoveler ul { height:245px; padding:0; overflow:hidden; outline:none;}#zgWrapper .shoveler ul li { float:left; margin:0 5px 0 5px; width:12.5em; #150px; height:245px; overflow:hidden;}#productDescription h2.productDescriptionHeader { margin-bottom: 0em;}#productDescription .emptyClear { clear:left; height:0px; font-size:0px;}#productDescription div.productDescriptionWrapper { margin: 0 0 1em 0;}#productDescription h3.productDescriptionSource { font-weight:normal; color:#333333; font-size:1.23em; margin: .75em 0 .375em -15px; clear:left;}#productDescription .seeAll {margin-top: 1.25em; margin-left: -15px; }#productDescription ul, #technicalProductFeatures ul { list-style-type: disc; margin: 1.12em 0; margin-left: 20px; }#productDescription ul li { margin: 0 0 0 20px; 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Share your own customer images You Need A Budget (YNAB) - Personal Finance Software by YouNeedAbudget Platform: Windows, Mac OS X 4.5 out of 5 stars See all reviews (235 customer reviews) Price: $65.00 & FREE Shipping.Details Deal Price: o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o o In Stock.Sold by You Need A Budget and Fulfilled by Amazon. Gift-wrap available. Want it Tuesday, April 23?Choose One-Day Shipping at checkout.Details
Now Available for Download - You Need A Budget - Personal Finance SoftwareDownload You Need A Budget - Personal Finance Software directly to your Mac or PC. Explore more software downloads. › See more product promotions Product Features Mac OS X, Linux, Windows, (Windows 7 / Vista/ XP / 95, / 98 / 2000 / ME / NT)Mac OS X (10.4.11 / 10.5.4 / 10.5.5 / 10.6), And Linux (Fedora 8 and later / Ubuntu 7.10 and later / OpenSuse 10.3 and later) Benefit from four unique, powerful rules for maximizing control over your money Gain financial peace by tracking all of your spending (dining out, groceries, bills) with one simple interface Be up and running in just minutes, also save time by importing your bank transactions Generate reports, schedule recurring transactions, and GAIN CONTROL. Stop living paycheck to paycheck - Get out of debt - Save more money faster ? See more product details System Requirements Platform: Windows, Mac OS X Media: CD-ROM Customers Viewing This Page May Be Interested in These Sponsored Links (What's this?) Personal Budget Software
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Quicken Premier 2013 [Download] by Intuit 2.6 out of 5 stars (661)
$54.99 › Explore similar items Product Details Shipping Weight: 2.1 ounces ASIN: B000QO76HUItem model number: 1.2.6 Date first available at Amazon.com: May 12, 2007Average Customer Review: 4.5 out of 5 stars See all reviews (235 customer reviews)Amazon Best Sellers Rank: #394 in Software (See Top 100 in Software) .zg_hrsr { margin: 0; padding: 0; list-style-type: none; }.zg_hrsr_item { margin: 0 0 0 20px; }.zg_hrsr_rank { display: inline-block; width: 50px; text-align: right; } #16 in Software > Personal Finance > Money Management Would you like to update product info or give feedback on images? Product Description Praised across the internet as hands-down the "best budgeting software", You Need A Budget (YNAB) cuts to the chase with your finances. The software focuses you on the foundation of your finances: the Budget. Experience has shown that when your budget is intact, and functioning correctly, everything else takes care of itself (the bills are paid on time, retirement contributions are made, and unnecessary debt is eliminated). The software is built around Four Rules of Cash Flow. These Four Rules will help you break the paycheck to paycheck cycle, get out of debt, and save more money faster. Where other software packages tend to be the products of years of feature creep, YNAB offers you exactly what you need: a simple, straightforward system to manage your money.Remember to take advantage of YNAB's fantastic support resources: video tutorials, and free live budgeting classes for any and all interested!YNAB is built on the powerful Adobe AIR platform, which means you can run it on Windows, Mac, or Linux! Customers Who Bought This Item Also Bought Page of Start over
You Need A Budget $5.39 How to Get Out of Debt, Stay Out of Debt, and ? $10.17 The Budget Kit: The Common Cents Money ? $13.59 Dome(R) Simplified Home Budget Book, 7 1/2in. x 10 1/2in., Teal $7.03 Spent: Break the Buying Obsession and ? $11.15 Debt-Free Forever: Take Control of Your Money ? $11.10 146353437X,0553382020,1607148609,B000093IP4,1592856993,1615190201,B00006IC8Q,B005HN4ILC,B000MD58ES,1592574351 Like 1366424715 false -1 39 39 38(39) Customer Reviews 4.5 out of 5 stars (235) 4.5 out of 5 stars 5 star 182 4 star 20 3 star 14 2 star 6 1 star 13 See all 235 customer reviews “ YNAB makes it easy to create a budget, track your money flow, and get a handle on your financial life. ” 3kidmom | 115 reviewers made a similar statement “ So far it is very easy and simple to use. ” M. Fujisaki | 73 reviewers made a similar statement “ YNAB the company is one of the most user-focused software companies I've ever run across. ” Mark Baker | 44 reviewers made a similar statement Most Helpful Customer Reviews 270 of 278 people found the following review helpful 5.0 out of 5 starsStraightforward, solid BUDGETING softwareNovember 23, 2007 By Ted Wallace I earn a good living. Yet earlier this year, several months after buying a house and getting settled back into the swing of things I couldn't escape the notion that my family was living beyond its means.And we were. And YNAB helped me see it.
I'd previously used Quicken and Microsoft Money in an effort to do budgeting to no real effect. The truth is, Quicken and Money are more about having fancy checkbook registers than they are about helping you identify and conform to a budget. This is where they fail.
YNAB is straightforward and it does one thing, and one thing only -- it helps you create and manage a budget. With careful record keeping, you can do the same thing YNAB does with a pen and paper, or with Excel -- but the software is simple and easy-to-use and readily imports transactions (without fail) from my banking institutions.
I used to worry that the number in my checking account may not be enough to make everything come together. I can unequivocally state that now... I just don't care. Because of YNAB, I absolutely know that there's always money enough for anything that's going to come along.
YNAB has helped me exercise some discipline and do so without significant data entry or long, tortured sessions at the computer. If you're looking for something to help you manage your budget this is the software you should get. Ignore the name brands that simply aren't up to the task. 7 Comments | Was this review helpful to you? Yes No 306 of 319 people found the following review helpful 5.0 out of 5 starsGreat softwareMay 16, 2007 By Cady YNAB Rocks! In a truly frightening kind of "I spend that much money on THAT!" way but in a great way because you can see the impact of your daily coffee habit on your car insurance payment 6 months away.
YNAB allows you account for all your annual bills in 1/12 increments and then when they roll around the money is there to pay for them.
The heart of the YNAB system is a "buffer" which is comprised of last months paychecks in order to allow you to save this months paychecks. You can only live on last months money that you have budgeted into categories beforehand. The premise is that you are never broke and will not have to worry about fluctuations in income if you are living on what you have ALREADY earned.
So the buffer is one full months income. So I'm earning May's income and it is just pouring into my checking and sitting there. Also sitting there is all of April's income. April's income is what I'm paying my current bills with. May is accruing. And I'm budgeting for June's expenses with an eye to leftover April income instead of instantly using Mays.
The way I'm beginning to think of it is: Quicken is a snapshot of yesterday. YNAB is a crystal ball showing me the future.
This is a stand alone piece of software that can download transactions right from your bank so if you use a debit card you don't need to enter receipts for things. I can also say the tech support is the most amazing I have ever dealt with. I sent in a bug report and within 15 minutes had email waiting for me telling me to delete a particular font and then it worked perfectly.
Two thumbs way up but only if you want to see all the leaks in your money handling. 5 Comments | Was this review helpful to you? Yes No 69 of 69 people found the following review helpful 5.0 out of 5 starsYNAB is not like Quicken...May 15, 2011 By Mark Baker ...and wasn't intended to be. I've been a Quicken user since the DOS days (around 20 years), and have tired of the level of detail I need to track and the time it takes to do it. For those previous reviewers complaining that the positive reviews sound like propaganda (I'm paraphrasing), I assure you I have no connection with the company at all, and had never heard of YNAB until quite recently. This review is of YNAB 3.
Before buying YNAB, you must understand what it is and, perhaps more importantly, what it is not. YNAB is not an accounting system, it's a *household* budgeting system. Its "accounting" features are intentionally sparse - the intent is for users to focus on budgeting rather than accounting. If you're intent on finding a Quicken clone, stop reading and look elsewhere. On the other hand if, like me, you've never had much luck with the budgeting parts of quasi-accounting packages like Quicken and/or if you're tired of spending so much time keeping track of your finances, give YNAB a shot.
YNAB didn't make a lot of sense to me at first, but after attending the free into webinar I was offered via email as soon as I downloaded the trial it all made sense. It boils down to an envelope budgeting system (with a twist), and I find it to be very well done. The point of YNAB is not to track every detail of your household finances, but to help you plan ahead through accurate, effective, and simple budgeting. The holy grail of the YNAB method is what the company refers to as the "YNAB buffer", which simply means spending last month's income this month (in perpetuity). Doing this makes planning and budgeting much simpler, not to mention drastically reducing the financial stresses of life, and the program itself can actually help you get there.
When I first looked at YNAB I thought, "how am I going to track my investments, and my paycheck deductions, and etc., etc." But why have I been doing all that anyway? What good has it done to track it in Quicken when all that information is readily available on Web sites maintained by my employer, my bank, and my investment firm? Giving up all that useless detail really can help you focus on budgeting, and in my opinion that's the most important thing - plus I don't need to spend nearly as much time as I used to spend with Quicken. I have had no problems with accuracy in any way; YNAB 3 includes an automatic error checking feature that does a good job of preventing the kinds of issues a few other reviewers have reported. I love it, and I won't be going back to Quicken.
Having said all that, sure, there are a couple of things I miss from Quicken. Automatic transaction download into the program would be nice (the developers are reportedly working on that), and I'd like to see a demarcation line in the register between past and future transactions along with current and future balances. In all honesty, though, that's about it.
The only technical issue I've run into so far was when downloading and importing transactions using QFX files (which is actually pretty painless, BTW). I've had two incidents in which an imported transaction was incorrectly matched to an identical but already cleared transaction from a week earlier. In both cases, the matched transactions were actually transactions that I downloaded and imported to populate my account when I first installed the program, and had never been "matched" before. This didn't cause me any serious problems; I merely unmatched the transaction, deleted the resulting "new" transaction, and manually marked the correct transaction as cleared (about 10 seconds). I submitted a bug report on that yesterday and received an email back from the company within 24 hours looking for more information - on a Sunday! YNAB the company is one of the most user-focused software companies I've ever run across. They've provided great support so far, and the forum is another excellent source.
Bottom line: If you're most concerned with keeping track of your financial history, as Quicken is, then you'd be better served by Quicken or a similar product. YNAB is not that product. If you want to budget effectively while investing minimal time in record-keeping, on the other hand, you owe it to yourself to give YNAB a chance. Should you decide to try it, you should DEFINITELY attend the Intro to YNAB webinar, which is offered on a regular basis. Comment | Was this review helpful to you? Yes No › See all 235 customer reviews (newest first) Write a customer review (function(w,d,e,o){var i='DAcrt';if(w.uDA=w.ues&&w.uet&&w.uex){ues('wb',i,1);uet('bb',i)}var L=function(){o=w.DA;if(!o){o=w.DA=[];e=d.createElement('script');e.src='http://z-ecx.images-amazon.com/images/G/01/browser-scripts/DA-us/DA-us-1850251230._V375228640_.js';d.getElementsByTagName('head')[0].appendChild(e)}o.push({c:855,a:'site=amazon.us;pt=Detail;slot=customer-reviews-top;pid=B000QO76HU;prid=0XJRS0T6CCJXR3G6C0B9;arid=c8cb39504bb6487c8979aa8b75fbfea2;ef=0.00',f:1,g:'',n:1,r:1,v:1,y:'na',u:'amzn.us.dp.software/macintosh;sz=300x250;u=c8cb39504bb6487c8979aa8b75fbfea2;s=i0;s=i1;s=i2;s=i3;s=i4;s=i5;s=i6;s=i7;s=i8;s=m1;s=m4;s=u3;s=u4;s=u1;s=u2;z=373;z=365;z=364;z=376;z=372;s=3072;s=32;s=3172b;s=3172;s=3173b;s=3173;s=4;s=67;s=152;s=566;s=568;s=1009;s=3101;s=3102;s=3103;tile=1;ord=0XJRS0T6CCJXR3G6C0B9'})};if(d.readyState=='complete')L();else w.addEventListener('load',L,!1)})(window,document) Most Recent Customer Reviews 3.0 out of 5 starsFinancial help i Just got this software 5 days ago so I really dont have much to say, I would probably give you a better review after about 6 to 12 months of using this. Read more Published 29 days ago by Dan 5.0 out of 5 starsVery cool budget and tracking tool! Connected to mobile devices with ease!
"Learns" the more you input
Even I could figure out how to use it! Published 1 month ago by Mitch Beique 5.0 out of 5 starsBest Budgeting software I've seen YNAB is the best budgeting software I've come accross. It does require some time to get used to, but well worth it. Published 1 month ago by Jacob A Hartman 5.0 out of 5 starsBEST FINANCIAL APP EVER!!! FORGET quickbooks, quicken or any of those other expensive whatevers.... this is what you want!!!! get it!!! If you don't believe me keep reading the other reviews!!!! Read more Published 1 month ago by Michael Gregory 5.0 out of 5 starsA well focused tool. Where I came from: Quicken
My relationship with Quicken was long but not a happy one. It was software I tolerated but never enjoyed using. My complaints were:
1. Read more Published 1 month ago by Steven A Grey 5.0 out of 5 starsWOW....Where was YNAB 20 Years Ago... I would be a Millionaire now if... I have been using my own Excel Spread Sheet for Years. It worked okay and I kinda had an idea where I wanted to go and thought I was in control, somewhat at least, but without a... Read more Published 2 months ago by H.S.B. 4.0 out of 5 starsYNAB Works pretty good, it needs to be more bank account friendly. The rest was good, I recommend it for any one looking for a budget program. Published 2 months ago by Maxman 5.0 out of 5 starsGreat Software I just recently upgraded from an Excel sheet to this software. My fiancee and I are beginning to join our finances and wanted to start budgeting together. Read more Published 3 months ago by Alyson R. Baker 5.0 out of 5 starsYNAB is money conciousness If you've ever wanted to pay down credit cards but were never sure just how much money you could transfer to them and still have enough money in your wallet to live comfortably... Read more Published 3 months ago by Dan 1.0 out of 5 starsTry MINT App, Its FREE and Amazing! I just downloaded the Free trial of YNAB, and it fealt like a glorified excel spreadsheet.
I need help, but i dont want to take an entire weekend to get started and... Read more Published 3 months ago by Ryan Search Customer Reviews Only search this product's reviews There's a problem loading this menu right now. Learn more about Amazon Prime. #nav-prime-tooltip{ padding: 0 20px 2px 20px; background-color: white; font-family: arial,sans-serif; } .nav-npt-text-title{ font-family: arial,sans-serif; font-size: 18px; font-weight: bold; line-height: 21px; color: #E47923; } .nav-npt-text-detail, a.nav-npt-a{ font-family: arial,sans-serif; font-size: 12px; line-height: 14px; color: #333333; white-space: nowrap; margin: 2px 0px; } a.nav-npt-a { text-decoration: underline; } Watch. Read. Shop. Relax. Millions of Amazon Prime members enjoy instant videos, free Kindle books and unlimited free two-day shipping. > Get started Customer Questions & Answers .cdAskQuestionPostBox { padding-top:20px; width: 650px;}.cdAskQuestionPostBox input::-webkit-input-placeholder { font-family: Arial,"Helvetica Neue",Helvetica,sans-serif;}.cdAskQuestionPostBox input:-ms-input-placeholder { font-family: Arial,"Helvetica Neue",Helvetica,sans-serif;}.cdAskQuestionPostBox input:-moz-placeholder { font-family: Arial,"Helvetica Neue",Helvetica,sans-serif;}.cdAskQuestionPostBox .cdAskQuestionPostBoxText { resize: none; width:585px; font-size:12px; margin-bottom:10px; padding:3px 0 3px 5px; min-height:1.3em; line-height:1.3em; height:26px\9; }.cdAskQuestionPostBox .placeholder { color: #aaa;}.cdAskButton { float:right; padding-top:1px;}.cdAskQuestionPostBox .cdSubscribeToThread { margin: 0 0 8px 0 }.cdAskQuestionPostBox .cdPostError { color: red; } Please make sure that your post is a question about the product. Edit your question or post anyway. "Does YNAB list, connect, download and are they compatible with all Banks and... It does link and download transactions automatically. Check with tech support on the YNAB site to see if your bank will work. Personally, I prefer to enter transactions by hand as it holds me more accountable for my spending... Read more 5 days ago by Heather A. Mullholland | See all 3 answers Can you print reports, etc? Yes, reports can be printed. The graphs and the transactions. 13 days ago by H.S.B. Windows 8: Does this program work on windows 8? Yes, it works great on Windows 8. Dec 7, 2012 by Kjell Stahl | See all 2 answers I use computer checks with Microsoft Money. Does YNAB have the capabilities to print... Not that I am aware of. It is a budget program that helps you pay off debt, look towards the future, and live on last months income. I would highly suggest using the forums on youneedabudget.com if you have more questions,... Read more Jan 18, 2013 by Brindy Adams | See all 3 answers Loan tracking/accounting: How does YNAB handle loans (car, house, etc.)? You can enter loans as Off Budget accounts to track them, but you'll have to record any changes and interest charges manually. Dec 7, 2012 by Kjell Stahl | See all 3 answers
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